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United Bank of India UPI PIN - Create & Reset

United Bank of India UPI (Unified Payments Interface) facility is designed to help United Bank of India customers easily and safely perform financial transactions on their mobile. Hence after registering for United Bank of India UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your United Bank of India account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your United Bank of India account. This PIN is called as the United Bank of India UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


United Bank of India UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your United Bank of India UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


United Bank of India UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your United Bank of India UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your United Bank of India account. One SMS will be sent from your phone to verify your mobile number
  3. Select United Bank of India for BHIM registration
  4. All your bank accounts will be registered and activated for United Bank of India BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from United Bank of India for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with United Bank of India and you can now use it to perform financial transactions on your mobile

After this your United Bank of India UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create United Bank of India UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each United Bank of India account

If you have more than one account with United Bank of India then you have to generate a separate UPI PIN for each account. This ensures that your United Bank of India BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of United Bank of India UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of United Bank of India BHIM PIN. Without entering your United Bank of India UPI PIN no transaction can go through. This ensures your United Bank of India account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your United Bank of India UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with United Bank of India. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your United Bank of India BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your United Bank of India BHIM PIN you have to use your new PIN while performing transactions.

Benefits of UPI PIN

Following are the benefits of using United Bank of India UPI PIN service:

Saving Time: You can save a lot of time by generating United Bank of India UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All United Bank of India UPI transactions are 100% secure due to linking of your account on your mobile number and your United Bank of India UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect United Bank of India BHIM PIN then your transactions will fail.

Multi Purpose: United Bank of India UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your United Bank of India account.

Security of UPI PIN

United Bank of India UPI PIN service is fully secured in the following ways:

  1. UPI registration for your United Bank of India accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using United Bank of India BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use United Bank of India UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • As banking is extremely crucial in day to day life, United Bank of India UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of United Bank of India BHIM is that you can use it at night as well
  • For your convenience, United Bank of India UPI facility is available even on bank holidays and public holidays
  • United Bank of India BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

For using United Bank of India create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with United Bank of India
  • Your mobile number must be registered with United Bank of India
  • You must have a debit associated with your United Bank of India account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of United Bank of India UPI PIN creation service:

  • It will not work if your mobile number is not registered in United Bank of India
  • You cannot use it if you don’t have a United Bank of India atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per United Bank of India account under UPI facility

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