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Union Bank of India UPI PIN - Create & Reset

Union Bank of India provides UPI (Unified Payments Interface) service using which you can quickly and easily access your Union Bank of India accounts on your mobile and perform financial transactions. Union Bank of India UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.


But to perform transactions via Union Bank of India UPI you have to create a secure banking PIN called as the Union Bank of India UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.


To generate Union Bank of India UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your UBI UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your Union Bank of India account.


You can perform following types of transactions after creating Union Bank of India UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Union Bank of India UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Union Bank of India account
  3. Select Union Bank of India for BHIM registration
  4. All your accounts will be registered and activated for Union Bank of India BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Union Bank of India for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Union Bank of India and you can now use it to perform financial transactions on your mobile

After this step your UBI UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Union Bank of India UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Union Bank of India account

If you have more than one account with UBI then you have to generate a separate UPI PIN for each account. This ensures that your Union Bank of India BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of UBI UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Union Bank of India BHIM PIN. Without entering your Union Bank of India UPI PIN no transaction can go through. This ensures your Union Bank of India account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your UBI UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Union Bank of India. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your UBI BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Union Bank of India BHIM PIN you have to use your new PIN while performing transactions.

UPI PIN Benefits

Following are the benefits of using Union Bank of India UPI PIN service:

Saving Time: You can save a lot of time by generating Union Bank of India UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Union Bank of India UPI transactions are 100% secure due to linking of your account on your mobile number and your UBI UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Union Bank of India BHIM PIN then your transactions will fail.

Multi Purpose: UBI UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Union Bank of India account.

UPI PIN security

Union Bank of India UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Union Bank of India accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using UBI BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use UBI UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • You can use Union Bank of India UPI services on all days, including Saturday and Sunday
  • Union Bank of India BHIM can be used at night as well
  • As banking is very crucial, you can use Union Bank of India UPI facility even on bank holidays and public holidays
  • You can use Union Bank of India BHIM services throughout the year

Eligibility for using UPI PIN Creation Service

To use Union Bank of India UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Union Bank of India
  • Your mobile number should be registered with Union Bank of India
  • You should have a atm/debit card associated with your UBI account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the restrictions in Union Bank of India generate UPI PIN service:

  • Your mobile number must be registered with Union Bank of India
  • It requires an active Union Bank of India atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per UBI account are allowed under UPI facility

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