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Ujjivan UPI PIN - Create & Reset

Ujjivan UPI (Unified Payments Interface) facility is designed to help Ujjivan customers easily and safely perform financial transactions on their mobile. Hence after registering for Ujjivan UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Ujjivan account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Ujjivan account. This PIN is called as the Ujjivan UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Ujjivan UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Ujjivan Small Finance Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Ujjivan UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Ujjivan UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Ujjivan account
  3. Select Ujjivan for BHIM registration
  4. All your accounts will be registered and activated for Ujjivan BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Ujjivan for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Ujjivan and you can now use it to perform financial transactions on your mobile

After this step your Ujjivan Small Finance Bank UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Ujjivan UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Ujjivan account

If you have more than one account with Ujjivan Small Finance Bank then you have to generate a separate UPI PIN for each account. This ensures that your Ujjivan BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Ujjivan Small Finance Bank UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Ujjivan BHIM PIN. Without entering your Ujjivan UPI PIN no transaction can go through. This ensures your Ujjivan account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Ujjivan Small Finance Bank UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Ujjivan. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Ujjivan Small Finance Bank BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Ujjivan BHIM PIN you have to use your new PIN while performing transactions.

Benefits of UPI PIN

Following are the benefits of using Ujjivan UPI PIN service:

Saving Time: You can save a lot of time by generating Ujjivan UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Ujjivan UPI transactions are 100% secure due to linking of your account on your mobile number and your Ujjivan Small Finance Bank UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Ujjivan BHIM PIN then your transactions will fail.

Multi Purpose: Ujjivan Small Finance Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Ujjivan account.

UPI PIN security

Ujjivan UPI PIN service is fully secured in following ways:

  1. UPI registration for your Ujjivan accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Ujjivan Small Finance Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your Ujjivan UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Ujjivan UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Ujjivan BHIM is that you can use it at night as well
  • For your convenience, Ujjivan UPI facility is available even on bank holidays and public holidays
  • Ujjivan BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Ujjivan UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Ujjivan
  • Mobile number should be registered with Ujjivan
  • ATM/Debit Card associated with your Ujjivan Small Finance Bank account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Please keep in mind the following limitations of Ujjivan UPI PIN creation service:

  • It will not work if your mobile number is not registered in Ujjivan
  • You cannot use it if you don’t have a Ujjivan atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Ujjivan Small Finance Bank account under UPI facility

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