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Ujjivan UPI PIN - Create & Reset

Ujjivan UPI (Unified Payments Interface) facility provides an easy and quick way to access your Ujjivan account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create Ujjivan UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your Ujjivan account.

Ujjivan UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your Ujjivan Small Finance Bank UPI PIN and start performing transactions from your bank account.

After generating your Ujjivan UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Ujjivan UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Ujjivan account
  3. Select Ujjivan for BHIM registration
  4. All your accounts will be registered and activated for Ujjivan BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Ujjivan for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Ujjivan and you can now use it to perform financial transactions on your mobile

After this step your Ujjivan Small Finance Bank UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create Ujjivan UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Ujjivan account

If you have more than one account with Ujjivan Small Finance Bank then you have to generate a separate UPI PIN for each account. This ensures that your Ujjivan BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Ujjivan Small Finance Bank UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Ujjivan BHIM PIN. Without entering your Ujjivan UPI PIN no transaction can go through. This ensures your Ujjivan account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Ujjivan Small Finance Bank UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Ujjivan. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Ujjivan Small Finance Bank BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Ujjivan BHIM PIN you have to use your new PIN while performing transactions.

UPI PIN Benefits

There are many benefits to using Ujjivan UPI PIN services such as:

Time saving: Using our mobile app you can create your own Ujjivan UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Ujjivan BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Ujjivan Small Finance Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Ujjivan account.

Security of UPI PIN

Ujjivan UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Ujjivan accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Ujjivan Small Finance Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Ujjivan Small Finance Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • Ujjivan UPI services are available on all days, including Saturday and Sunday
  • Advantage of Ujjivan BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Ujjivan UPI facility even on bank holidays and public holidays
  • Ujjivan BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

To use Ujjivan UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Ujjivan
  • Your mobile number should be registered with Ujjivan
  • You should have a atm/debit card associated with your Ujjivan Small Finance Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Please keep in mind the following limitations of Ujjivan UPI PIN creation service:

  • It will not work if your mobile number is not registered in Ujjivan
  • You cannot use it if you don’t have a Ujjivan atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Ujjivan Small Finance Bank account under UPI facility

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