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Ujjivan Mobile Banking

Ujjivan mobile banking services are very good option for customers so that all banking transactions can be performed directly on the mobile phone. You can do Ujjivan mobile banking registration online, without visiting bank branch or ATM. After activating it, you can perform all mobile banking transactions such as balance check, fund transfer, payments, etc. on your mobile phone.


To sign-up for Ujjivan mobile banking services, you don’t have to fill any registration form and submit in bank branch or ATM. Just download our app and you’ll be immediately registered for mobile banking services and can perform all banking transactions.


Cointab app offers following Ujjivan mobile banking features which can be accessed after registering:
  1. Online registration for mobile banking services
  2. Banking PIN generation online
  3. Account balance check online
  4. Fund transfer to anyone in India in real-time using bank account. Transfer upto Rs. 1,00,000 per day, 24x7. Even on weekends and holidays. No fees for online money transfer
  5. Online activation of Employee Provident Fund (EPF) account
  6. Check EPF balance & passbook
  7. Credit card bill payment
  8. Electricity bill payment
  9. Gas bill payment
  10. Mobile recharge & mobile post-paid bill payment
  11. DTH recharge
  12. Mediclaim (Health Insurance) premium payment
  13. Buy insurance
  14. View transaction history and transaction statement

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How to register for Ujjivan mobile banking services:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Ujjivan account
  3. Select Ujjivan for bank account registration
  4. All your bank accounts registered with Ujjivan will be shown in the app
  5. Confirm accounts for mobile banking services
  6. All your bank accounts will be registered and activated for mobile banking
  7. Generate banking PIN using your debit card number (you have to use this PIN during each transaction)

After following the above mentioned steps, your Ujjivan mobile banking registration process is complete and you can start performing banking transactions such as fund transfer, account balance check, payments, recharge, bill payment, etc.

Features of Online Banking


Account balance check

Using our app, you can check Ujjivan account balance whenever you want. It is a free service and can be used 24x7 unlimited times

Transfer money

Using Ujjivan mobile banking services, you can easily transfer money to anyone in India in real-time. Money will be debited from your bank account and credited in recipient’s account in real-time. We support money transfer in more than 140 banks in India and you can do fund transfer 24x7. It even works on weekends (Saturday, Sunday) and holidays and there are no charges for doing fund transfer. From your account, you can transfer upto Rs. 1,00,000 per day

Mobile & DTH recharge

Using online banking services, you can easily recharge your mobile phone or DTH account. We support all mobile operators like Vodafone, Jio, Idea, MTNL, etc. as well as all DTH providers such as Tata Sky, Sun TV, Dish TV, etc.

Mobile, electricity, gas bill payment

Online banking services enables you to pay your utility bills such as mobile, electricity, gas, landline, broadband, water, etc. directly from your bank account. All utility providers in India are supported and payments are made immediately from your Ujjivan account. After payment, bills are settled immediately and you’ll also get notification from your biller.

Credit card bill payment

For paying credit card bills, users typically drop cheques in drop boxes. But now our app offers real-time credit card bill payment feature using Ujjivan mobile banking services. You can pay credit card bill of any bank (HDFC, Citi, American Express, SBI, ICICI, Axis, etc.) directly from your bank account. You’ll also get confirmation from your credit card bank about bill payment.

Insurance buying and premium payment

Mobile banking services also enables you to easily purchase new insurance and make payment for existing insurance policies. You can directly buy or renew insurance policies from your account.

Donate money

Using digital banking services you can also donate money to noble causes such as CRY, Save The Children, Indian Army Welfare Fund, Tata Memorial Hospital, etc..

View transaction statement

When you perform so many types of transactions via Ujjivan mobile banking services, it is important to keep a track on your transactions hence in the app you get to see all your transactions.

Check Employee provident fund passbook

Everyone deposits money in their EPF account on a monthly basis but most are unsure of how much balance is there in their EPF account. Our app provides this feature wherein you can activate your Employee Provident Fund account online and immediately see available balance & passbook.

Benefits of Digital Banking

There are many benefits to using Ujjivan mobile banking services such as:

Time saving: You can save a lot of time by not going to Ujjivan branch or ATM and can instead perform all banking transactions on your mobile

Cost saving: There are no fees for using digital mobile banking services and all transactions can be performed without any charges.

Security: All online banking transactions are 100% secure due to linking of your account on your mobile number and your banking PIN

Multi Purpose: You can use the app for performing multiple banking and financial transactions

Security of Digital Banking

100% security for Ujjivan mobile banking services:

  1. Bank accounts are linked to mobile numbers hence only you can add your Ujjivan account on your phone
  2. Before performing transactions you have generate a banking PIN. This PIN you have to create using your Ujjivan Small Finance Bank debit card
  3. To keep your account safe you have to use banking PIN during each transaction
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Digital Banking Services Timing

  • You can use Ujjivan mobile banking services on all days, including Saturday and Sunday
  • You can use the services works at night as well
  • The services works on bank holidays and public holidays also

Eligibility

To use Ujjivan mobile banking services you have to meet the following requirements:

  • You should have a savings or current account with Ujjivan
  • Your mobile number should be registered with Ujjivan Small Finance Bank
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Banking Services limitations

Please keep in mind the following limitations of Ujjivan mobile banking services:

  • It will not work if your mobile number is not registered in Ujjivan
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Ujjivan Small Finance Bank account

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