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UCO Bank UPI PIN - Create & Reset

UCO Bank UPI (Unified Payments Interface) facility is designed to help UCO Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for UCO Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.

To keep your UCO Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your UCO Bank account. This PIN is called as the UCO Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.

UCO Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your UCO UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.

UCO Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your UCO Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your UCO Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select UCO Bank for BHIM registration
  4. All your bank accounts will be registered and activated for UCO Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from UCO Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with UCO Bank and you can now use it to perform financial transactions on your mobile

After this your UCO UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create UCO Bank UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each UCO Bank account

If you have more than one account with UCO then you have to generate a separate UPI PIN for each account. This ensures that your UCO Bank BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of UCO UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of UCO Bank BHIM PIN. Without entering your UCO Bank UPI PIN no transaction can go through. This ensures your UCO Bank account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your UCO UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with UCO Bank. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your UCO BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your UCO Bank BHIM PIN you have to use your new PIN while performing transactions.

UPI PIN Benefits

Following are the benefits of using UCO Bank UPI PIN service:

Saving Time: You can save a lot of time by generating UCO Bank UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All UCO Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your UCO UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect UCO Bank BHIM PIN then your transactions will fail.

Multi Purpose: UCO UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your UCO Bank account.

Security of UPI PIN

100% security for UCO Bank UPI PIN service is ensured in the following ways:

  1. UPI registration for your UCO Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using UCO BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your UCO Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • UCO Bank UPI services are available on all days, including Saturday and Sunday
  • Advantage of UCO Bank BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use UCO Bank UPI facility even on bank holidays and public holidays
  • UCO Bank BHIM services can be availed throughout the year

UPI PIN Generation Service Eligibility

In order to use UCO Bank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with UCO Bank
  • Mobile number should be registered with UCO Bank
  • ATM/Debit Card associated with your UCO account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Please keep in mind the following limitations of UCO Bank UPI PIN creation service:

  • It will not work if your mobile number is not registered in UCO Bank
  • You cannot use it if you don’t have a UCO Bank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per UCO account under UPI facility

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