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UCO Bank UPI PIN - Create & Reset

UCO Bank UPI (Unified Payments Interface) facility provides an easy and quick way to access your UCO Bank account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create UCO Bank UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your UCO Bank account.


UCO Bank UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your UCO UPI PIN and start performing transactions from your bank account.


After generating your UCO Bank UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your UCO Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your UCO Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select UCO Bank for BHIM registration
  4. All your bank accounts will be registered and activated for UCO Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from UCO Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with UCO Bank and you can now use it to perform financial transactions on your mobile

After this your UCO UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create UCO Bank UPI PIN online

Using our mobile app, you can easily create UCO Bank UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own UCO Bank BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your UCO accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of UCO Bank UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without UCO Bank BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your UCO Bank account remains 100% secure.

Easily recreate UCO Bank UPI PIN if you forget your old PIN

In case you forget your old UCO UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change UCO Bank UPI PIN

If you want to change your UCO BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your UCO Bank account and you can use the new UPI PIN for performing financial transactions.

UPI PIN Benefits

Following are the benefits of using UCO Bank UPI PIN service:

Saving Time: You can save a lot of time by generating UCO Bank UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All UCO Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your UCO UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect UCO Bank BHIM PIN then your transactions will fail.

Multi Purpose: UCO UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your UCO Bank account.

UPI PIN security

UCO Bank UPI PIN service is fully secured in the following ways:

  1. UPI registration for your UCO Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using UCO BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use UCO UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • As banking is extremely crucial in day to day life, UCO Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of UCO Bank BHIM is that you can use it at night as well
  • For your convenience, UCO Bank UPI facility is available even on bank holidays and public holidays
  • UCO Bank BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

In order to use UCO Bank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with UCO Bank
  • Mobile number should be registered with UCO Bank
  • ATM/Debit Card associated with your UCO account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the limitations of UCO Bank Create UPI PIN service:

  • It will only work if your mobile number is registered with UCO Bank
  • It will not work without an active UCO Bank atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per UCO account under UPI facility

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