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Surat People Co-operative Bank UPI PIN - Create & Reset

Surat People Co-operative Bank UPI (Unified Payments Interface) facility is designed to help Surat People Co-operative Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Surat People Co-operative Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Surat People Co-operative Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Surat People Co-operative Bank account. This PIN is called as the Surat People Co-operative Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Surat People Co-operative Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your SPCBL UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Surat People Co-operative Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Surat People Co-operative Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Surat People Co-operative Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Surat People Co-operative Bank for BHIM registration
  4. All your accounts will be registered and activated for Surat People Co-operative Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Surat People Co-operative Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Surat People Co-operative Bank and you can now use it to perform financial transactions on your mobile

This completes the process for Surat People Co-operative Bank UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Surat People Co-operative Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Surat People Co-operative Bank account

For customers who have multiple accounts with SPCBL, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Surat People Co-operative Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of SPCBL UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Surat People Co-operative Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your SPCBL UPI PIN and may want to generate a new Surat People Co-operative Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Surat People Co-operative Bank BHIM PIN then you can use our mobile app for instantly changing your SPCBL UPI PIN. Your new PIN will be immediately registered in your Surat People Co-operative Bank account and you can use it for performing financial transactions.

UPI PIN Benefits

Following are the benefits of using Surat People Co-operative Bank UPI PIN service:

Saving Time: You can save a lot of time by generating Surat People Co-operative Bank UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Surat People Co-operative Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your SPCBL UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Surat People Co-operative Bank BHIM PIN then your transactions will fail.

Multi Purpose: SPCBL UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Surat People Co-operative Bank account.

UPI PIN security

100% security for Surat People Co-operative Bank UPI PIN service is ensured in the following ways:

  1. UPI registration for your Surat People Co-operative Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using SPCBL BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Surat People Co-operative Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Surat People Co-operative Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Surat People Co-operative Bank BHIM is that you can use it at night as well
  • For your convenience, Surat People Co-operative Bank UPI facility is available even on bank holidays and public holidays
  • Surat People Co-operative Bank BHIM services are available throughout the year

UPI PIN Generation Service Eligibility

To use Surat People Co-operative Bank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Surat People Co-operative Bank
  • Your mobile number should be registered with Surat People Co-operative Bank
  • You should have a atm/debit card associated with your SPCBL account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Please keep in mind the following limitations of Surat People Co-operative Bank UPI PIN creation service:

  • It will not work if your mobile number is not registered in Surat People Co-operative Bank
  • You cannot use it if you don’t have a Surat People Co-operative Bank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per SPCBL account under UPI facility

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