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SBI UPI PIN - Create & Reset

SBI UPI (Unified Payments Interface) facility is designed to help SBI customers easily and safely perform financial transactions on their mobile. Hence after registering for SBI UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.

To keep your SBI account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your SBI account. This PIN is called as the SBI UPI PIN and it helps you easily and safely perform financial transactions from your bank account.

SBI UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your State Bank of India UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.

SBI UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your SBI UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your SBI account. One SMS will be sent from your phone to verify your mobile number
  3. Select SBI for BHIM registration
  4. All your bank accounts will be registered and activated for SBI BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from SBI for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with SBI and you can now use it to perform financial transactions on your mobile

After this your State Bank of India UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create SBI UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each SBI account

If you have more than one account with State Bank of India then you have to generate a separate UPI PIN for each account. This ensures that your SBI BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of State Bank of India UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of SBI BHIM PIN. Without entering your SBI UPI PIN no transaction can go through. This ensures your SBI account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your State Bank of India UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with SBI. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your State Bank of India BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your SBI BHIM PIN you have to use your new PIN while performing transactions.

UPI PIN Benefits

There are many benefits to using SBI UPI PIN services such as:

Time saving: Using our mobile app you can create your own SBI UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your SBI BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: State Bank of India UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your SBI account.

Security of UPI PIN

100% security for SBI UPI PIN service is ensured in the following ways:

  1. UPI registration for your SBI accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using State Bank of India BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your SBI UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • You can use SBI UPI services on all days, including Saturday and Sunday
  • SBI BHIM can be used at night as well
  • As banking is very crucial, you can use SBI UPI facility even on bank holidays and public holidays
  • You can use SBI BHIM services throughout the year

UPI PIN Generation Service Eligibility

In order to use SBI UPI PIN generation service you must meet the following requirements:

  • A savings or current account with SBI
  • Mobile number should be registered with SBI
  • ATM/Debit Card associated with your State Bank of India account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Please keep in mind the following limitations of SBI UPI PIN creation service:

  • It will not work if your mobile number is not registered in SBI
  • You cannot use it if you don’t have a SBI atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per State Bank of India account under UPI facility

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