Saurashtra Gramin Bank Logo

Saurashtra Gramin Bank UPI PIN - Create & Reset

Saurashtra Gramin Bank UPI (Unified Payments Interface) facility is designed to help Saurashtra Gramin Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Saurashtra Gramin Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Saurashtra Gramin Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Saurashtra Gramin Bank account. This PIN is called as the Saurashtra Gramin Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Saurashtra Gramin Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your SGB UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Saurashtra Gramin Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

Download App For


How to create your Saurashtra Gramin Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Saurashtra Gramin Bank account
  3. Select Saurashtra Gramin Bank for BHIM registration
  4. All your accounts will be registered and activated for Saurashtra Gramin Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Saurashtra Gramin Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Saurashtra Gramin Bank and you can now use it to perform financial transactions on your mobile

After this step your SGB UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Saurashtra Gramin Bank UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Saurashtra Gramin Bank account

If you have more than one account with SGB then you have to generate a separate UPI PIN for each account. This ensures that your Saurashtra Gramin Bank BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of SGB UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Saurashtra Gramin Bank BHIM PIN. Without entering your Saurashtra Gramin Bank UPI PIN no transaction can go through. This ensures your Saurashtra Gramin Bank account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your SGB UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Saurashtra Gramin Bank. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your SGB BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Saurashtra Gramin Bank BHIM PIN you have to use your new PIN while performing transactions.

UPI PIN Benefits

There are many benefits to using Saurashtra Gramin Bank UPI PIN services such as:

Time saving: Using our mobile app you can create your own Saurashtra Gramin Bank UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Saurashtra Gramin Bank BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: SGB UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Saurashtra Gramin Bank account.

Security of UPI PIN

Saurashtra Gramin Bank UPI PIN service is fully secured in following ways:

  1. UPI registration for your Saurashtra Gramin Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use SGB BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your Saurashtra Gramin Bank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • You can use Saurashtra Gramin Bank UPI services on all days, including Saturday and Sunday
  • Saurashtra Gramin Bank BHIM can be used at night as well
  • As banking is very crucial, you can use Saurashtra Gramin Bank UPI facility even on bank holidays and public holidays
  • You can use Saurashtra Gramin Bank BHIM services throughout the year

Eligibility for using UPI PIN Creation Service

To use Saurashtra Gramin Bank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Saurashtra Gramin Bank
  • Your mobile number should be registered with Saurashtra Gramin Bank
  • You should have a atm/debit card associated with your SGB account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the restrictions in Saurashtra Gramin Bank generate UPI PIN service:

  • Your mobile number must be registered with Saurashtra Gramin Bank
  • It requires an active Saurashtra Gramin Bank atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per SGB account are allowed under UPI facility

Download App For