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Saurashtra Gramin Bank UPI PIN - Create & Reset

Saurashtra Gramin Bank UPI (Unified Payments Interface) facility provides an easy and quick way to access your Saurashtra Gramin Bank account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create Saurashtra Gramin Bank UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your Saurashtra Gramin Bank account.


Saurashtra Gramin Bank UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your SGB UPI PIN and start performing transactions from your bank account.


After generating your Saurashtra Gramin Bank UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Saurashtra Gramin Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Saurashtra Gramin Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Saurashtra Gramin Bank for BHIM registration
  4. All your bank accounts will be registered and activated for Saurashtra Gramin Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Saurashtra Gramin Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Saurashtra Gramin Bank and you can now use it to perform financial transactions on your mobile

After this your SGB UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Saurashtra Gramin Bank UPI PIN online

Using our mobile app, you can easily create Saurashtra Gramin Bank UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Saurashtra Gramin Bank BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your SGB accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Saurashtra Gramin Bank UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Saurashtra Gramin Bank BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Saurashtra Gramin Bank account remains 100% secure.

Easily recreate Saurashtra Gramin Bank UPI PIN if you forget your old PIN

In case you forget your old SGB UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Saurashtra Gramin Bank UPI PIN

If you want to change your SGB BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Saurashtra Gramin Bank account and you can use the new UPI PIN for performing financial transactions.

Benefits of UPI PIN

Following are the benefits of using Saurashtra Gramin Bank UPI PIN service:

Saving Time: You can save a lot of time by generating Saurashtra Gramin Bank UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Saurashtra Gramin Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your SGB UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Saurashtra Gramin Bank BHIM PIN then your transactions will fail.

Multi Purpose: SGB UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Saurashtra Gramin Bank account.

Security of UPI PIN

Saurashtra Gramin Bank UPI PIN service is fully secured in following ways:

  1. UPI registration for your Saurashtra Gramin Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use SGB BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your Saurashtra Gramin Bank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • You can use Saurashtra Gramin Bank UPI services on all days, including Saturday and Sunday
  • Saurashtra Gramin Bank BHIM can be used at night as well
  • As banking is very crucial, you can use Saurashtra Gramin Bank UPI facility even on bank holidays and public holidays
  • You can use Saurashtra Gramin Bank BHIM services throughout the year

Eligibility for using UPI PIN Creation Service

To use Saurashtra Gramin Bank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Saurashtra Gramin Bank
  • Your mobile number should be registered with Saurashtra Gramin Bank
  • You should have a atm/debit card associated with your SGB account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Please keep in mind the following limitations of Saurashtra Gramin Bank UPI PIN creation service:

  • It will not work if your mobile number is not registered in Saurashtra Gramin Bank
  • You cannot use it if you don’t have a Saurashtra Gramin Bank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per SGB account under UPI facility

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