Saraswat Bank UPI PIN - Create & Reset

Saraswat Bank provides UPI (Unified Payments Interface) service using which you can quickly and easily access your Saraswat Bank accounts on your mobile and perform financial transactions. Saraswat Bank UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.

But to perform transactions via Saraswat Bank UPI you have to create a secure banking PIN called as the Saraswat Bank UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.

To generate Saraswat Bank UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Saraswat UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your Saraswat Bank account.

You can perform following types of transactions after creating Saraswat Bank UPI PIN:

1. Check account balance
2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
3. Credit card bill payment
4. Electricity bill payment
5. Gas bill payment
6. Mobile recharge & mobile post-paid bill payment
7. DTH recharge
8. Mediclaim (Health Insurance) premium payment
9. Buy insurance
10. Donate money
11. Book fixed deposit

UPI PIN Features

Create Saraswat Bank UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Saraswat Bank account

If you have more than one account with Saraswat then you have to generate a separate UPI PIN for each account. This ensures that your Saraswat Bank BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Saraswat UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Saraswat Bank BHIM PIN. Without entering your Saraswat Bank UPI PIN no transaction can go through. This ensures your Saraswat Bank account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Saraswat UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Saraswat Bank. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Saraswat BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Saraswat Bank BHIM PIN you have to use your new PIN while performing transactions.

Security of UPI PIN

Saraswat Bank UPI PIN service is fully secured in the following ways:

1. UPI registration for your Saraswat Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
2. For using Saraswat BHIM services, you have to create a new UPI PIN using your debit card
3. For performing any type of transaction you have to then use Saraswat UPI PIN. No transaction will go through without this secure UPI PIN
4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Generation Service Eligibility

For using Saraswat Bank create UPI PIN service you have to meet the following requirements

• You must have a savings or current account with Saraswat Bank
• Your mobile number must be registered with Saraswat Bank
• You must have a debit associated with your Saraswat account
• You must have either Android or iPhone mobile phone
• You must have an internet connection either via SIM card or WiFi