Saraswat Bank UPI PIN - Create & Reset

Saraswat Bank provides UPI (Unified Payments Interface) service using which you can quickly and easily access your Saraswat Bank accounts on your mobile and perform financial transactions. Saraswat Bank UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.

But to perform transactions via Saraswat Bank UPI you have to create a secure banking PIN called as the Saraswat Bank UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.

To generate Saraswat Bank UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Saraswat UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your Saraswat Bank account.

You can perform following types of transactions after creating Saraswat Bank UPI PIN:

1. Check account balance
2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
3. Credit card bill payment
4. Electricity bill payment
5. Gas bill payment
6. Mobile recharge & mobile post-paid bill payment
7. DTH recharge
8. Mediclaim (Health Insurance) premium payment
9. Buy insurance
10. Donate money
11. Book fixed deposit

UPI PIN Features

Create Saraswat Bank UPI PIN online

Using our mobile app, you can easily create Saraswat Bank UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Saraswat Bank BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your Saraswat accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Saraswat Bank UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Saraswat Bank BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Saraswat Bank account remains 100% secure.

Easily recreate Saraswat Bank UPI PIN if you forget your old PIN

In case you forget your old Saraswat UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Saraswat Bank UPI PIN

If you want to change your Saraswat BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Saraswat Bank account and you can use the new UPI PIN for performing financial transactions.

UPI PIN security

Saraswat Bank UPI PIN service is fully secured in following ways:

1. UPI registration for your Saraswat Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
2. To use Saraswat BHIM services, you have to create a new UPI PIN using your debit card
3. To perform financial transaction you have to use your Saraswat Bank UPI PIN. Without this PIN, no transaction will go through
4. You can also set up app password so that no one can even open the app without knowing your app password
5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Eligibility for using UPI PIN Creation Service

In order to use Saraswat Bank UPI PIN generation service you must meet the following requirements:

• A savings or current account with Saraswat Bank
• Mobile number should be registered with Saraswat Bank
• ATM/Debit Card associated with your Saraswat account
• Android or iPhone mobile phone
• Internet connection either via SIM card or WiFi