Saraswat Bank UPI PIN - Create & Reset

Saraswat Bank UPI (Unified Payments Interface) facility provides an easy and quick way to access your Saraswat Bank account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create Saraswat Bank UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your Saraswat Bank account.

Saraswat Bank UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your Saraswat UPI PIN and start performing transactions from your bank account.

After generating your Saraswat Bank UPI PIN you can perform following types of transactions:

1. Check account balance
2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
3. Credit card bill payment
4. Electricity bill payment
5. Gas bill payment
6. Mobile recharge & mobile post-paid bill payment
7. DTH recharge
8. Mediclaim (Health Insurance) premium payment
9. Buy insurance
10. Donate money
11. Book fixed deposit

Features of UPI PIN

Create Saraswat Bank UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Saraswat Bank account

If you have more than one account with Saraswat then you have to generate a separate UPI PIN for each account. This ensures that your Saraswat Bank BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Saraswat UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Saraswat Bank BHIM PIN. Without entering your Saraswat Bank UPI PIN no transaction can go through. This ensures your Saraswat Bank account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Saraswat UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Saraswat Bank. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Saraswat BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Saraswat Bank BHIM PIN you have to use your new PIN while performing transactions.

Security of UPI PIN

100% security for Saraswat Bank UPI PIN service is ensured in the following ways:

1. UPI registration for your Saraswat Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
2. Before using Saraswat BHIM services, you must create a new secure UPI PIN using your debit card
3. While performing transactions on your mobile you have to use your Saraswat Bank UPI PIN. No transaction will go through without this secure UPI PIN
4. App password can be created so that no one can even open the app without knowing your app password
5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Eligibility for using UPI PIN Creation Service

To use Saraswat Bank UPI PIN creation service you have to meet the following requirements:

• You should have a savings or current account with Saraswat Bank
• Your mobile number should be registered with Saraswat Bank
• You should have a atm/debit card associated with your Saraswat account
• You should have Android or iPhone mobile phone
• You should have an internet connection either via SIM card or WiFi