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Saraswat Bank Mobile Banking

Saraswat Bank offers mobile banking services to its customers so that they can perform mobile banking transactions directly on their mobile phones. Saraswat Bank mobile banking registration can be done online and after that you can use mobile banking services such as check balance, money transfer, payments, etc. directly on your mobile phone.


Instead of going to bank branch or ATM, you can directly download our app and perform all banking transactions on your mobile phone. You don’t have to fill any form and can activate mobile banking services immediately.


Register and activate Saraswat Bank mobile banking services on the app to use the following features:
  1. Mobile banking registration online
  2. Generate banking PIN online
  3. Check bank account balance
  4. Transfer money to anyone in India in real-time from your bank account. Transfer upto Rs. 1,00,000 per day, 24x7. Even on weekends and holidays. No fees for online money transfer
  5. Activate Employee Provident Fund (EPF) account online
  6. Check EPF balance & passbook
  7. Mobile recharge & mobile post-paid bill payment
  8. DTH recharge
  9. Electricity bill payment
  10. Gas bill payment
  11. Credit card bill payment
  12. Mediclaim (Health Insurance) premium payment
  13. Buy insurance
  14. View transaction history and transaction statement

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How to register for Saraswat Bank mobile banking services:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Saraswat Bank account
  3. Select Saraswat Bank for bank account registration
  4. All your bank accounts registered with Saraswat Bank will be shown in the app
  5. Confirm accounts for mobile banking services
  6. All your bank accounts will be registered and activated for mobile banking
  7. Generate banking PIN using your debit card number (you have to use this PIN during each transaction)

Once you finish these steps, Saraswat Bank mobile banking registration process is complete and you can immediately perform banking transactions such as fund transfer, account balance check, payments, recharge, bill payment, etc.

Mobile Banking Services


Account balance check

Using our app, you can check Saraswat Bank account balance whenever you want. It is a free service and can be used 24x7 unlimited times

Transfer money

Using Saraswat Bank mobile banking services, you can easily transfer money to anyone in India in real-time. Money will be debited from your bank account and credited in recipient’s account in real-time. We support money transfer in more than 140 banks in India and you can do fund transfer 24x7. It even works on weekends (Saturday, Sunday) and holidays and there are no charges for doing fund transfer. From your account, you can transfer upto Rs. 1,00,000 per day

Mobile & DTH recharge

Using online banking services, you can easily recharge your mobile phone or DTH account. We support all mobile operators like Vodafone, Jio, Idea, MTNL, etc. as well as all DTH providers such as Tata Sky, Sun TV, Dish TV, etc.

Mobile, electricity, gas bill payment

Online banking services enables you to pay your utility bills such as mobile, electricity, gas, landline, broadband, water, etc. directly from your bank account. All utility providers in India are supported and payments are made immediately from your Saraswat Bank account. After payment, bills are settled immediately and you’ll also get notification from your biller.

Credit card bill payment

For paying credit card bills, users typically drop cheques in drop boxes. But now our app offers real-time credit card bill payment feature using Saraswat Bank mobile banking services. You can pay credit card bill of any bank (HDFC, Citi, American Express, SBI, ICICI, Axis, etc.) directly from your bank account. You’ll also get confirmation from your credit card bank about bill payment.

Insurance buying and premium payment

Mobile banking services also enables you to easily purchase new insurance and make payment for existing insurance policies. You can directly buy or renew insurance policies from your account.

Donate money

Using digital banking services you can also donate money to noble causes such as CRY, Save The Children, Indian Army Welfare Fund, Tata Memorial Hospital, etc..

View transaction statement

When you perform so many types of transactions via Saraswat Bank mobile banking services, it is important to keep a track on your transactions hence in the app you get to see all your transactions.

Check Employee provident fund passbook

Everyone deposits money in their EPF account on a monthly basis but most are unsure of how much balance is there in their EPF account. Our app provides this feature wherein you can activate your Employee Provident Fund account online and immediately see available balance & passbook.

Benefits of Digital Banking

Following are the benefits of using Saraswat Bank mobile banking services:

Saving Time: Using online banking services you can perform all transactions on your mobile, saving you a lot of time by not going to Saraswat Bank branch or ATM

Saving cost: No fee is charged on digital banking services, hence you save charges on your banking transactions and money spent on travelling to branch or ATM

Security: As using banking PIN is mandatory for all transactions, you can be 100% assured about the safety and security of your transactions

Multi Purpose: You can use all the available banking and financial services in the app to perform any type of transactions

Banking Services Security

Saraswat Bank mobile banking services are fully secured in following ways:

  1. Your Saraswat Bank accounts are linked to your mobile number and can be added only in your phone
  2. You need to use your Saraswat debit card to create your banking PIN
  3. To perform mobile banking transactions you have to use your banking PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of Online Banking

  • You can use Saraswat Bank mobile banking services on all days, including Saturday and Sunday
  • You can use the services works at night as well
  • The services works on bank holidays and public holidays also

Eligibility

To use Saraswat Bank mobile banking services you have to meet the following requirements:

  • You should have a savings or current account with Saraswat Bank
  • Your mobile number should be registered with Saraswat
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of Mobile Banking

Please keep in mind the following limitations of Saraswat Bank mobile banking services:

  • It will not work if your mobile number is not registered in Saraswat Bank
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Saraswat account

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