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Saraswat Bank Change UPI PIN

Saraswat Bank offers its customers an option to use their mobiles for performing financial transactions from their bank accounts using UPI (Unified Payments Interface). This facility is available to all Saraswat Bank customers who can use UPI for performing financial transactions on mobile.


As per Saraswat Bank UPI policy you must create your own Saraswat Bank UPI PIN before performing any transaction. Once your UPI PIN is generated, if you want to change your PIN then you can use our mobile app. Changing Saraswat UPI PIN is very easy and you can do it online via our mobile app.


After downloading our app, you can enter your existing Saraswat Bank UPI PIN and then enter the new PIN that you want to create. Your Saraswat UPI PIN will be changed and updated with your bank.


After changing UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to change your Saraswat Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Saraswat Bank account
  3. Select Saraswat Bank for BHIM registration
  4. All your Saraswat Bank accounts will be registered and activated for BHIM services
  5. Select Change Saraswat Bank UPI PIN option
  6. Enter your current UPI PIN
  7. Enter new UPI PIN you want to set
  8. Confirm UPI PIN again
  9. Your new UPI PIN will be registered with Saraswat Bank and you can now use your new UPI PIN to perform financial transactions on your mobile

This completes the process of changing Saraswat Bank UPI PIN and now you can start performing Saraswat UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN Change Service


Change Saraswat Bank UPI PIN online

Saraswat Bank enables you to change your UPI PIN online. In the app select Change UPI PIN option and then proceed to change your PIN. Your new UPI PIN will be registered in Saraswat Bank and you can start using it immediately.

24x7 service

You can change UPI PIN whenever required. As it is an online service which works 24x7, you can change Saraswat UPI PIN from the comfort of your home whenever you need. And as long as you keep your UPI PIN secure, your bank accounts will remain 100% safe.

Mandatory for each transaction

Use of UPI PIN is mandatory for each transaction. This is to safeguard your account so that only you perform transactions from your Saraswat Bank accounts. Transactions will be successful only if you enter your correct UPI PIN, else they will be considered as failures.

Reset Saraswat Bank UPI PIN

In case you have forgotten your Saraswat UPI PIN then using our mobile app you can reset and create a new UPI PIN. This is again an online service wherein you can change your PIN whenever required.

Benefits of Online Change UPI PIN Service

Following are the benefits of using Saraswat Bank UPI PIN Change service:

Saving Time: The online change Saraswat Bank UPI PIN facility enables you to easily change your UPI PIN from the comfort of your home. The entire process of changing Saraswat Bank BHIM PIN is online and done whenever you want. Hence it helps you save a lot of time.

Security: All Saraswat Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your Saraswat UPI PIN. Transactions will be successful only if you enter your correct PIN.

Multi Purpose: Biggest advantage of Saraswat Bank UPI facility is that it enables you to perform multiple types of transactions in one single place such as account balance check, fund transfer, recharge, bill payment, etc. so you can easily manage your Saraswat Bank account.

Security of Change UPI PIN Service

Saraswat Bank Change UPI PIN service is fully secured in following ways:

  1. UPI registration for your Saraswat Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Saraswat BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transactions you have to use your Saraswat Bank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Change Services Timing

  • Saraswat Bank UPI services are available on all days, including Saturday and Sunday
  • Advantage of Saraswat Bank BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use the UPI facility even on bank holidays and public holidays
  • The BHIM services can be availed throughout the year

Change UPI PIN Service Eligibility

For using Saraswat Bank Change UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with Saraswat Bank
  • Your mobile number must be registered with Saraswat
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Change Service

Following are the limitations of Saraswat Bank Change UPI PIN service:

  • It will only work if your mobile number is registered with Saraswat Bank
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Saraswat account under UPI facility

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