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Saraswat Bank UPI PIN Change

Saraswat Bank UPI (Unified Payments Interface) services enables you to easily operate your Saraswat Bank account and perform financial transactions. This helps you do all your banking work online and save a lot of time which otherwise would go in visiting the branches and ATMs. Saraswat Bank UPI is an online service which can be used 24x7 for performing any type of financial transaction.

But as per Saraswat Bank UPI policies, you have to create a UPI PIN for performing any transaction. Once you create Saraswat UPI PIN if for some reason you want to change your PIN then you can do it online using our mobile app. Our simple to use mobile app allows you to change Saraswat Bank UPI PIN online and quickly.

After downloading our app and linking your Saraswat Bank account, select Change UPI PIN, enter your existing UPI PIN and then enter new PIN that you want to set. Your Saraswat UPI PIN will be changed and registered in Saraswat Bank so you can perform financial transactions using your new Saraswat UPI PIN.

You can perform following types of transactions after resetting your UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to change your Saraswat Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Saraswat Bank account
  3. Select Saraswat Bank for BHIM registration
  4. All your Saraswat Bank accounts will be registered and activated for BHIM services
  5. Select Change Saraswat UPI PIN option
  6. Enter your current UPI PIN
  7. Enter new UPI PIN you want to set
  8. Confirm UPI PIN again
  9. Your new UPI PIN will be registered with Saraswat Bank and you can now use your new UPI PIN to perform financial transactions on your mobile

Using this simple online process you have changed your UPI PIN and can immediately start using your new Saraswat BHIM PIN to perform banking transactions like account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Change UPI PIN Service Features

Change Saraswat Bank UPI PIN online

Instead of visiting Saraswat Bank branch or ATM, you can easily change UPI PIN online. Our easy to use mobile app enables you to change your PIN from the comfort of your home and completely online.

24x7 service

Saraswat Bank change UPI PIN service is available 24x7 and you can use the facility to change Saraswat UPI PIN whenever you need. This ensures that whenever required you can easily change your PIN and keep your accounts 100% secure.

Mandatory for each transaction

As per Saraswat Bank UPI policy, using Saraswat UPI PIN is mandatory during each transaction. Doing so ensures that whenever you are performing any transaction from your Saraswat Bank account, you use your UPI PIN to authenticate yourself. Without your authorization transaction will not be processed. This keeps your Saraswat Bank account completely safe.


If you have forgotten your existing PIN and want to reset it to a new PIN then you can easily do so online via our mobile app. Using this facility, you can easily reset UPI PIN and create a new UPI that you want to set.

Online UPI PIN Change Service Benefits

There are many benefits to using Saraswat Bank Change UPI PIN services such as:

Time saving: By using online service for changing Saraswat Bank UPI PIN you can save a lot of time as the entire process of changing the PIN for your Saraswat Bank account can be done online. There is no need to visit Saraswat Bank branch or ATM for changing your Saraswat Bank BHIM PIN.

Security: All Saraswat UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct PIN.

Multi Purpose: You can use multiple services under Saraswat Bank UPI such as account balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Saraswat Bank account.

UPI PIN Change Service Security

Saraswat Bank Change UPI PIN service is fully secured in following ways:

  1. UPI registration for your Saraswat Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Saraswat BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transactions you have to use your Saraswat Bank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Change Services Timing

  • As banking is extremely crucial in day to day life, Saraswat Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Saraswat Bank BHIM is that you can use it at night as well
  • For your convenience, the UPI facility is available even on bank holidays and public holidays
  • The BHIM services are available throughout the year

Change UPI PIN Service Eligibility

To use Saraswat Bank Change UPI PIN service you have to meet the following requirements:

  • You should have a savings or current account with Saraswat Bank
  • Your mobile number should be registered with Saraswat
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Change UPI PIN Service Limitations

Please keep in mind the following limitations of Saraswat Bank UPI PIN Change service:

  • It will not work if your mobile number is not registered with Saraswat Bank
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Saraswat account under UPI facility

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