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PNB UPI PIN - Create & Reset

PNB UPI (Unified Payments Interface) facility is designed to help PNB customers easily and safely perform financial transactions on their mobile. Hence after registering for PNB UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.

To keep your PNB account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your PNB account. This PIN is called as the PNB UPI PIN and it helps you easily and safely perform financial transactions from your bank account.

PNB UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Punjab National Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.

PNB UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your PNB UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your PNB account. One SMS will be sent from your phone to verify your mobile number
  3. Select PNB for BHIM registration
  4. All your accounts will be registered and activated for PNB BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from PNB for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with PNB and you can now use it to perform financial transactions on your mobile

This completes the process for PNB UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN

Create PNB UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each PNB account

For customers who have multiple accounts with Punjab National Bank, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your PNB BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Punjab National Bank UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your PNB account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Punjab National Bank UPI PIN and may want to generate a new PNB BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your PNB BHIM PIN then you can use our mobile app for instantly changing your Punjab National Bank UPI PIN. Your new PIN will be immediately registered in your PNB account and you can use it for performing financial transactions.

Benefits of UPI PIN

There are many benefits to using PNB UPI PIN services such as:

Time saving: Using our mobile app you can create your own PNB UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your PNB BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Punjab National Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your PNB account.

UPI PIN security

PNB UPI PIN service is fully secured in the following ways:

  1. UPI registration for your PNB accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Punjab National Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Punjab National Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • As banking is extremely crucial in day to day life, PNB UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of PNB BHIM is that you can use it at night as well
  • For your convenience, PNB UPI facility is available even on bank holidays and public holidays
  • PNB BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

For using PNB create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with PNB
  • Your mobile number must be registered with PNB
  • You must have a debit associated with your Punjab National Bank account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the restrictions in PNB generate UPI PIN service:

  • Your mobile number must be registered with PNB
  • It requires an active PNB atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per Punjab National Bank account are allowed under UPI facility

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