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Punjab and Sind Bank UPI PIN - Create & Reset

Punjab and Sind Bank UPI (Unified Payments Interface) facility is designed to help Punjab and Sind Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Punjab and Sind Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Punjab and Sind Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Punjab and Sind Bank account. This PIN is called as the Punjab and Sind Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Punjab and Sind Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your PSB UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Punjab and Sind Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Punjab and Sind Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Punjab and Sind Bank account
  3. Select Punjab and Sind Bank for BHIM registration
  4. All your accounts will be registered and activated for Punjab and Sind Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Punjab and Sind Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Punjab and Sind Bank and you can now use it to perform financial transactions on your mobile

After this step your PSB UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Punjab and Sind Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Punjab and Sind Bank account

For customers who have multiple accounts with PSB, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Punjab and Sind Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of PSB UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Punjab and Sind Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your PSB UPI PIN and may want to generate a new Punjab and Sind Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Punjab and Sind Bank BHIM PIN then you can use our mobile app for instantly changing your PSB UPI PIN. Your new PIN will be immediately registered in your Punjab and Sind Bank account and you can use it for performing financial transactions.

Benefits of UPI PIN

There are many benefits to using Punjab and Sind Bank UPI PIN services such as:

Time saving: Using our mobile app you can create your own Punjab and Sind Bank UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Punjab and Sind Bank BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: PSB UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Punjab and Sind Bank account.

UPI PIN security

100% security for Punjab and Sind Bank UPI PIN service is ensured in the following ways:

  1. UPI registration for your Punjab and Sind Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using PSB BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Punjab and Sind Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Punjab and Sind Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Punjab and Sind Bank BHIM is that you can use it at night as well
  • For your convenience, Punjab and Sind Bank UPI facility is available even on bank holidays and public holidays
  • Punjab and Sind Bank BHIM services are available throughout the year

UPI PIN Generation Service Eligibility

To use Punjab and Sind Bank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Punjab and Sind Bank
  • Your mobile number should be registered with Punjab and Sind Bank
  • You should have a atm/debit card associated with your PSB account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the limitations of Punjab and Sind Bank Create UPI PIN service:

  • It will only work if your mobile number is registered with Punjab and Sind Bank
  • It will not work without an active Punjab and Sind Bank atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per PSB account under UPI facility

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