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PMC UPI PIN - Create & Reset

PMC provides UPI (Unified Payments Interface) service using which you can quickly and easily access your PMC accounts on your mobile and perform financial transactions. PMC UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.

But to perform transactions via PMC UPI you have to create a secure banking PIN called as the PMC UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.

To generate PMC UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Punjab and Maharashtra Bank UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your PMC account.

You can perform following types of transactions after creating PMC UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your PMC UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your PMC account. One SMS will be sent from your phone to verify your mobile number
  3. Select PMC for BHIM registration
  4. All your accounts will be registered and activated for PMC BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from PMC for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with PMC and you can now use it to perform financial transactions on your mobile

This completes the process for PMC UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN

Create PMC UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each PMC account

For customers who have multiple accounts with Punjab and Maharashtra Bank, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your PMC BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Punjab and Maharashtra Bank UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your PMC account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Punjab and Maharashtra Bank UPI PIN and may want to generate a new PMC BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your PMC BHIM PIN then you can use our mobile app for instantly changing your Punjab and Maharashtra Bank UPI PIN. Your new PIN will be immediately registered in your PMC account and you can use it for performing financial transactions.

Benefits of UPI PIN

Following are the benefits of using PMC UPI PIN service:

Saving Time: You can save a lot of time by generating PMC UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All PMC UPI transactions are 100% secure due to linking of your account on your mobile number and your Punjab and Maharashtra Bank UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect PMC BHIM PIN then your transactions will fail.

Multi Purpose: Punjab and Maharashtra Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your PMC account.

UPI PIN security

PMC UPI PIN service is fully secured in following ways:

  1. UPI registration for your PMC accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Punjab and Maharashtra Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your PMC UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • PMC UPI services are available on all days, including Saturday and Sunday
  • Advantage of PMC BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use PMC UPI facility even on bank holidays and public holidays
  • PMC BHIM services can be availed throughout the year

UPI PIN Generation Service Eligibility

For using PMC create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with PMC
  • Your mobile number must be registered with PMC
  • You must have a debit associated with your Punjab and Maharashtra Bank account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of PMC UPI PIN creation service:

  • It will not work if your mobile number is not registered in PMC
  • You cannot use it if you don’t have a PMC atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Punjab and Maharashtra Bank account under UPI facility

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