PMC Logo

PMC UPI PIN - Create & Reset

PMC provides UPI (Unified Payments Interface) service using which you can quickly and easily access your PMC accounts on your mobile and perform financial transactions. PMC UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.


But to perform transactions via PMC UPI you have to create a secure banking PIN called as the PMC UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.


To generate PMC UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Punjab and Maharashtra Bank UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your PMC account.


You can perform following types of transactions after creating PMC UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

Download App For


How to create your PMC UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your PMC account. One SMS will be sent from your phone to verify your mobile number
  3. Select PMC for BHIM registration
  4. All your accounts will be registered and activated for PMC BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from PMC for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with PMC and you can now use it to perform financial transactions on your mobile

This completes the process for PMC UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create PMC UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each PMC account

For customers who have multiple accounts with Punjab and Maharashtra Bank, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your PMC BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Punjab and Maharashtra Bank UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your PMC account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Punjab and Maharashtra Bank UPI PIN and may want to generate a new PMC BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your PMC BHIM PIN then you can use our mobile app for instantly changing your Punjab and Maharashtra Bank UPI PIN. Your new PIN will be immediately registered in your PMC account and you can use it for performing financial transactions.

Benefits of UPI PIN

One can enjoy multiple benefits from PMC UPI PIN service:

Time saving: As PMC UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own PMC BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your PMC UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect PMC BHIM PIN then your transactions will fail.

Multi Purpose: Punjab and Maharashtra Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your PMC account.

UPI PIN security

PMC UPI PIN service is fully secured in following ways:

  1. UPI registration for your PMC accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Punjab and Maharashtra Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your PMC UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • You can use PMC UPI services on all days, including Saturday and Sunday
  • PMC BHIM can be used at night as well
  • As banking is very crucial, you can use PMC UPI facility even on bank holidays and public holidays
  • You can use PMC BHIM services throughout the year

Eligibility for using UPI PIN Creation Service

To use PMC UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with PMC
  • Your mobile number should be registered with PMC
  • You should have a atm/debit card associated with your Punjab and Maharashtra Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the limitations of PMC Create UPI PIN service:

  • It will only work if your mobile number is registered with PMC
  • It will not work without an active PMC atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Punjab and Maharashtra Bank account under UPI facility

Download App For