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PMC UPI PIN - Create & Reset

PMC provides UPI (Unified Payments Interface) service using which you can quickly and easily access your PMC accounts on your mobile and perform financial transactions. PMC UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.

But to perform transactions via PMC UPI you have to create a secure banking PIN called as the PMC UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.

To generate PMC UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Punjab and Maharashtra Bank UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your PMC account.

You can perform following types of transactions after creating PMC UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your PMC UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your PMC account
  3. Select PMC for BHIM registration
  4. All your accounts will be registered and activated for PMC BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from PMC for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with PMC and you can now use it to perform financial transactions on your mobile

After this step your Punjab and Maharashtra Bank UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create PMC UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each PMC account

If you have more than one account with Punjab and Maharashtra Bank then you have to generate a separate UPI PIN for each account. This ensures that your PMC BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Punjab and Maharashtra Bank UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of PMC BHIM PIN. Without entering your PMC UPI PIN no transaction can go through. This ensures your PMC account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Punjab and Maharashtra Bank UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with PMC. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Punjab and Maharashtra Bank BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your PMC BHIM PIN you have to use your new PIN while performing transactions.

Benefits of UPI PIN

There are many benefits to using PMC UPI PIN services such as:

Time saving: Using our mobile app you can create your own PMC UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your PMC BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Punjab and Maharashtra Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your PMC account.

Security of UPI PIN

100% security for PMC UPI PIN service is ensured in the following ways:

  1. UPI registration for your PMC accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Punjab and Maharashtra Bank BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your PMC UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, PMC UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of PMC BHIM is that you can use it at night as well
  • For your convenience, PMC UPI facility is available even on bank holidays and public holidays
  • PMC BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

In order to use PMC UPI PIN generation service you must meet the following requirements:

  • A savings or current account with PMC
  • Mobile number should be registered with PMC
  • ATM/Debit Card associated with your Punjab and Maharashtra Bank account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of PMC UPI PIN creation service:

  • It will not work if your mobile number is not registered in PMC
  • You cannot use it if you don’t have a PMC atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Punjab and Maharashtra Bank account under UPI facility

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