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PKGB UPI PIN - Create & Reset

PKGB UPI (Unified Payments Interface) facility is designed to help PKGB customers easily and safely perform financial transactions on their mobile. Hence after registering for PKGB UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your PKGB account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your PKGB account. This PIN is called as the PKGB UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


PKGB UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Pragathi Krishna Gramin Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


PKGB UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your PKGB UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your PKGB account. One SMS will be sent from your phone to verify your mobile number
  3. Select PKGB for BHIM registration
  4. All your bank accounts will be registered and activated for PKGB BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from PKGB for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with PKGB and you can now use it to perform financial transactions on your mobile

After this your Pragathi Krishna Gramin Bank UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create PKGB UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each PKGB account

For customers who have multiple accounts with Pragathi Krishna Gramin Bank, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your PKGB BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Pragathi Krishna Gramin Bank UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your PKGB account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Pragathi Krishna Gramin Bank UPI PIN and may want to generate a new PKGB BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your PKGB BHIM PIN then you can use our mobile app for instantly changing your Pragathi Krishna Gramin Bank UPI PIN. Your new PIN will be immediately registered in your PKGB account and you can use it for performing financial transactions.

UPI PIN Benefits

One can enjoy multiple benefits from PKGB UPI PIN service:

Time saving: As PKGB UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own PKGB BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your PKGB UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect PKGB BHIM PIN then your transactions will fail.

Multi Purpose: Pragathi Krishna Gramin Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your PKGB account.

UPI PIN security

PKGB UPI PIN service is fully secured in following ways:

  1. UPI registration for your PKGB accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Pragathi Krishna Gramin Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your PKGB UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • As banking is extremely crucial in day to day life, PKGB UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of PKGB BHIM is that you can use it at night as well
  • For your convenience, PKGB UPI facility is available even on bank holidays and public holidays
  • PKGB BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

To use PKGB UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with PKGB
  • Your mobile number should be registered with PKGB
  • You should have a atm/debit card associated with your Pragathi Krishna Gramin Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of PKGB UPI PIN creation service:

  • It will not work if your mobile number is not registered in PKGB
  • You cannot use it if you don’t have a PKGB atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Pragathi Krishna Gramin Bank account under UPI facility

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