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PKGB UPI PIN - Create & Reset

PKGB UPI (Unified Payments Interface) facility provides an easy and quick way to access your PKGB account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create PKGB UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your PKGB account.


PKGB UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your Pragathi Krishna Gramin Bank UPI PIN and start performing transactions from your bank account.


After generating your PKGB UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your PKGB UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your PKGB account
  3. Select PKGB for BHIM registration
  4. All your accounts will be registered and activated for PKGB BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from PKGB for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with PKGB and you can now use it to perform financial transactions on your mobile

After this step your Pragathi Krishna Gramin Bank UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create PKGB UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each PKGB account

If you have more than one account with Pragathi Krishna Gramin Bank then you have to generate a separate UPI PIN for each account. This ensures that your PKGB BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Pragathi Krishna Gramin Bank UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of PKGB BHIM PIN. Without entering your PKGB UPI PIN no transaction can go through. This ensures your PKGB account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Pragathi Krishna Gramin Bank UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with PKGB. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Pragathi Krishna Gramin Bank BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your PKGB BHIM PIN you have to use your new PIN while performing transactions.

Benefits of UPI PIN

There are many benefits to using PKGB UPI PIN services such as:

Time saving: Using our mobile app you can create your own PKGB UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your PKGB BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Pragathi Krishna Gramin Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your PKGB account.

Security of UPI PIN

PKGB UPI PIN service is fully secured in the following ways:

  1. UPI registration for your PKGB accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Pragathi Krishna Gramin Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Pragathi Krishna Gramin Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • You can use PKGB UPI services on all days, including Saturday and Sunday
  • PKGB BHIM can be used at night as well
  • As banking is very crucial, you can use PKGB UPI facility even on bank holidays and public holidays
  • You can use PKGB BHIM services throughout the year

UPI PIN Generation Service Eligibility

In order to use PKGB UPI PIN generation service you must meet the following requirements:

  • A savings or current account with PKGB
  • Mobile number should be registered with PKGB
  • ATM/Debit Card associated with your Pragathi Krishna Gramin Bank account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the restrictions in PKGB generate UPI PIN service:

  • Your mobile number must be registered with PKGB
  • It requires an active PKGB atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per Pragathi Krishna Gramin Bank account are allowed under UPI facility

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