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PKGB UPI PIN - Create & Reset

PKGB UPI (Unified Payments Interface) facility provides an easy and quick way to access your PKGB account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create PKGB UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your PKGB account.


PKGB UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your Pragathi Krishna Gramin Bank UPI PIN and start performing transactions from your bank account.


After generating your PKGB UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your PKGB UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your PKGB account. One SMS will be sent from your phone to verify your mobile number
  3. Select PKGB for BHIM registration
  4. All your accounts will be registered and activated for PKGB BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from PKGB for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with PKGB and you can now use it to perform financial transactions on your mobile

This completes the process for PKGB UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create PKGB UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each PKGB account

For customers who have multiple accounts with Pragathi Krishna Gramin Bank, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your PKGB BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Pragathi Krishna Gramin Bank UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your PKGB account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Pragathi Krishna Gramin Bank UPI PIN and may want to generate a new PKGB BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your PKGB BHIM PIN then you can use our mobile app for instantly changing your Pragathi Krishna Gramin Bank UPI PIN. Your new PIN will be immediately registered in your PKGB account and you can use it for performing financial transactions.

UPI PIN Benefits

There are many benefits to using PKGB UPI PIN services such as:

Time saving: Using our mobile app you can create your own PKGB UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your PKGB BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Pragathi Krishna Gramin Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your PKGB account.

UPI PIN security

PKGB UPI PIN service is fully secured in following ways:

  1. UPI registration for your PKGB accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Pragathi Krishna Gramin Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your PKGB UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • PKGB UPI services are available on all days, including Saturday and Sunday
  • Advantage of PKGB BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use PKGB UPI facility even on bank holidays and public holidays
  • PKGB BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

In order to use PKGB UPI PIN generation service you must meet the following requirements:

  • A savings or current account with PKGB
  • Mobile number should be registered with PKGB
  • ATM/Debit Card associated with your Pragathi Krishna Gramin Bank account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the limitations of PKGB Create UPI PIN service:

  • It will only work if your mobile number is registered with PKGB
  • It will not work without an active PKGB atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Pragathi Krishna Gramin Bank account under UPI facility

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