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Paytm Mobile Banking

Paytm offers mobile banking services to its customers so that they can perform mobile banking transactions directly on their mobile phones. Paytm mobile banking registration can be done online and after that you can use mobile banking services such as check balance, money transfer, payments, etc. directly on your mobile phone.


Instead of going to bank branch or ATM, you can directly download our app and perform all banking transactions on your mobile phone. You don’t have to fill any form and can activate mobile banking services immediately.


Register and activate Paytm mobile banking services on the app to use the following features:
  1. Mobile banking registration online
  2. Generate banking PIN online
  3. Check bank account balance
  4. Transfer money to anyone in India in real-time from your bank account. Transfer upto Rs. 1,00,000 per day, 24x7. Even on weekends and holidays. No fees for online money transfer
  5. Activate Employee Provident Fund (EPF) account online
  6. Check EPF balance & passbook
  7. Mobile recharge & mobile post-paid bill payment
  8. DTH recharge
  9. Electricity bill payment
  10. Gas bill payment
  11. Credit card bill payment
  12. Mediclaim (Health Insurance) premium payment
  13. Buy insurance
  14. View transaction history and transaction statement

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How to register for Paytm mobile banking services:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Paytm account
  3. Select Paytm for bank account registration
  4. All your bank accounts registered with Paytm will be shown in the app
  5. Confirm accounts for mobile banking services
  6. All your accounts will be registered and activated for mobile banking
  7. Generate banking PIN using your debit card number (you have to use this PIN during each transaction)

After this your Paytm mobile banking registration process is complete and you can start performing banking transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Mobile Banking Services


Bank balance check

You can use Paytm mobile banking services to check your account balance anytime, anywhere without visiting bank branch or ATM. In the app select Balance Check option and you’ll be able to see your account balance immediately. You can perform check balance free of cost any number of time.

Transfer money

Using mobile banking services you can easily transfer money to anyone in India in real-time. Fund transfer service works 24x7 (even during bank holidays and weekends) and enables you to transfer upto Rs. 1,00,000 per day. There are no fees for doing fund transfer and we support more than 140 banks in India.

Mobile & DTH recharge

You can use online banking services to easily recharge your mobile phone or DTH account. All mobile operators like Vodafone, Jio, Idea, MTNL, etc. as well as all DTH providers such as Tata Sky, Sun TV, Dish TV, etc. are supported and you can immediately recharge your account from your bank account.

Mobile, electricity, gas bill payment

Digital banking services enables you to pay your utility bills such as mobile, gas, broadband, electricity, landline, water, etc. directly from your bank account. All utility providers in India are supported and payments are made immediately from your Paytm account. After payment, bills are settled immediately and you’ll also get notification from your biller.

Credit card bill payment

You can use Paytm Bank mobile banking services to pay credit card bill of any bank in India such as SBI, HDFC, Kotak, Citi, ICICI, Axis, Standard Chartered, American Express, etc. Credit card bill payment works in real-time and your bills are immediately settled from your bank account. On the completion of payment, you also get notification from your credit card bank about payment settlement.

Insurance buying and premium payment

Online banking enables you to buy new insurance and make payment for existing insurance policies. You can directly buy or renew insurance policies from your bank account.

Donate money

Using digital banking services you can donate money to good causes such as CRY, Save The Children, Indian Army Welfare Fund, Tata Memorial Hospital, etc. All donations are made directly from your bank account.

View transaction statement

Using our app when you perform so many types of transactions via Paytm Bank mobile banking services, it is important to keep a track on transactions hence in the app you will be able to view all your transactions.

Check Employee provident fund passbook

Most salaried employees have an EPF account where they deposit money on a monthly basis but they are unsure of how much balance is there in their EPF account. Our app provides this feature wherein you can activate your Employee Provident Fund account online and immediately see available balance & passbook.

Benefits of Digital Banking

Following are the benefits of using Paytm mobile banking services:

Saving Time: Using online banking services you can perform all transactions on your mobile, saving you a lot of time by not going to Paytm branch or ATM

Saving cost: No fee is charged on digital banking services, hence you save charges on your banking transactions and money spent on travelling to branch or ATM

Security: As using banking PIN is mandatory for all transactions, you can be 100% assured about the safety and security of your transactions

Multi Purpose: You can use all the available banking and financial services in the app to perform any type of transactions

Security of Digital Banking

Paytm mobile banking services are fully secured in following ways:

  1. Your Paytm accounts are linked to your mobile number and can be added only in your phone
  2. You need to use your Paytm Bank debit card to create your banking PIN
  3. To perform mobile banking transactions you have to use your banking PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Digital Banking Services Timing

  • Paytm mobile banking services works on all days, including Saturday and Sunday
  • The services works at night as well
  • It also works on bank holidays and public holidays

Eligibility

In order to use Paytm mobile banking services you must meet the following requirements:

  • A savings or current account with Paytm
  • Mobile number should be registered with Paytm Bank
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Limitations of Mobile Banking

Following are the limitations of Paytm mobile banking services:

  • It will only work if your mobile number is registered in Paytm
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Paytm Bank account

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