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Paschim Banga Gramin Bank UPI PIN - Create & Reset

Paschim Banga Gramin Bank UPI (Unified Payments Interface) facility provides an easy and quick way to access your Paschim Banga Gramin Bank account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create Paschim Banga Gramin Bank UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your Paschim Banga Gramin Bank account.


Paschim Banga Gramin Bank UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your PBGB UPI PIN and start performing transactions from your bank account.


After generating your Paschim Banga Gramin Bank UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Paschim Banga Gramin Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Paschim Banga Gramin Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Paschim Banga Gramin Bank for BHIM registration
  4. All your accounts will be registered and activated for Paschim Banga Gramin Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Paschim Banga Gramin Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Paschim Banga Gramin Bank and you can now use it to perform financial transactions on your mobile

This completes the process for Paschim Banga Gramin Bank UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Paschim Banga Gramin Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Paschim Banga Gramin Bank account

For customers who have multiple accounts with PBGB, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Paschim Banga Gramin Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of PBGB UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Paschim Banga Gramin Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your PBGB UPI PIN and may want to generate a new Paschim Banga Gramin Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Paschim Banga Gramin Bank BHIM PIN then you can use our mobile app for instantly changing your PBGB UPI PIN. Your new PIN will be immediately registered in your Paschim Banga Gramin Bank account and you can use it for performing financial transactions.

Benefits of UPI PIN

One can enjoy multiple benefits from Paschim Banga Gramin Bank UPI PIN service:

Time saving: As Paschim Banga Gramin Bank UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own Paschim Banga Gramin Bank BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your Paschim Banga Gramin Bank UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect Paschim Banga Gramin Bank BHIM PIN then your transactions will fail.

Multi Purpose: PBGB UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Paschim Banga Gramin Bank account.

Security of UPI PIN

100% security for Paschim Banga Gramin Bank UPI PIN service is ensured in the following ways:

  1. UPI registration for your Paschim Banga Gramin Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using PBGB BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Paschim Banga Gramin Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • You can use Paschim Banga Gramin Bank UPI services on all days, including Saturday and Sunday
  • Paschim Banga Gramin Bank BHIM can be used at night as well
  • As banking is very crucial, you can use Paschim Banga Gramin Bank UPI facility even on bank holidays and public holidays
  • You can use Paschim Banga Gramin Bank BHIM services throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Paschim Banga Gramin Bank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Paschim Banga Gramin Bank
  • Mobile number should be registered with Paschim Banga Gramin Bank
  • ATM/Debit Card associated with your PBGB account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of Paschim Banga Gramin Bank UPI PIN creation service:

  • It will not work if your mobile number is not registered in Paschim Banga Gramin Bank
  • You cannot use it if you don’t have a Paschim Banga Gramin Bank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per PBGB account under UPI facility

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