OBC Money Transfer

OBC transfer money service can be availed by all customers of OBC. This service helps customers instantly transfer money from their OBC account to anyone in India. Using this online OBC fund transfer service you can transfer money from your account using your mobile phone and money will be deposited in beneficiary’s account in real-time.

Major advantage of online OBC fund transfer service is that you can transfer money online without writing a cheque. As money is credited in beneficiary’s bank account in real-time, you don’t have to submit the cheque to them. To use this online transfer money service please download our app and register your OBC accounts. After that you will have to generate a secure banking PIN and then using this PIN you’ll be able to transfer funds to anyone in India directly from your OBC accounts.

Another benefit of this service is that you can do instant money transfers without adding beneficiaries. All transactions performed via our app are 100% safe and secure. As soon as money transfer is done, you will receive an SMS from Oriental Bank of Commerce and the beneficiary will get SMS from their bank.

Features of online OBC money transfer service:

1. Online, real-time money transfer from OBC account
2. Fund transfer without adding or registering beneficiaries
3. Fund transfer between your own Oriental Bank of Commerce accounts. You can use this feature if you have multiple accounts with the bank
4. Transfer money between Self accounts with other banks - from your OBC account you can transfer money to your account in other banks
5. Transfer money service works 24x7, 365 days a year
6. Even on all Saturdays and Sundays as well as bank & public holidays you can do fund transfer
7. All banks in India supported for money transfers
8. Transfer limit is Rs. 1,00,000 per day from your OBC account. This is the maximum limit as set by your bank
9. You can make up to 10 transfers per day from your account. This is the maximum limit as set by your bank
10. Online fund transfer service is absolutely free and you don’t have to pay any fees
11. Instant confirmation from OBC on money transfers. You’ll also get an SMS from the bank
12. Beneficiary bank will also send SMS to the beneficiary, confirming the fund transfer
13. BHIM UPI is used for transferring funds from your Oriental Bank of Commerce account to beneficiary’s bank account in real-time

Features of Online Money Transfer Service

Money transfer from bank account to anyone in India in real-time

Online OBC money transfer service enables you to do fund transfer from your account to anyone in India in real-time. It is not necessary for the beneficiary to have an account with OBC. They can have accounts with any bank in India and you can still do fund transfer in real-time.

Without adding beneficiary transfer money

Typically for online fund transfers you have to register and activate beneficiaries. But using our app you can do quick fund transfer without adding beneficiaries. For initiating fund transfer you only require beneficiary’s account number and IFSC code.

Fund transfer to Self account

One major advantage of online OBC transfer money service is that you can transfer funds between your own accounts easily. If you have multiple accounts with the bank then you can easily transfer funds from one account to another. In fact even if you have accounts with other banks you can transfer money from Oriental Bank of Commerce account to other bank accounts.

BHIM UPI ID transfer money

Using online OBC transfer money service you can even transfer money to beneficiary’s BHIM UPI ID. This helps you transfer money without requesting for beneficiary’s bank account number & IFSC code. Once you transfer money, it will be credited in the beneficiary’s bank account which is linked with their BHIM UPI ID. Fund transfer is done in real-time.

Transfer money to mobile number

Using our app you can even transfer money to your friends and family via their mobile number without requesting for their bank account number & IFSC code or BHIM UPI ID. Their bank account which is linked to their mobile number in our app will get credited in real-time after you transfer money to them.

Transaction limit

Transfer limit is upto 10 transfers on a daily basis, upto a total of Rs. 1,00,000. This is the transfer limit as set by Oriental Bank of Commerce.

Zero fees for using online money transfer service

OBC offers online money transfer service for free of cost so that you don’t have to pay any charge for transferring money from your bank account to any account in India.

24x7 service

Online money transfer service is available 24x7 so that whenever required you can do fund transfer in real-time. This helps you do money transfers without visiting the branch or ATM. This service also works on weekends, bank holidays and public holidays.

Security of OBC Online Transfer Money

100% security for OBC Online Transfer Money is ensured in the following ways:

1. OBC UPI registration for your bank accounts can only be done on your mobile due to linking of your mobile number with your account
2. Before using BHIM services, you must create a new secure UPI PIN using your debit card
3. While performing transactions on your mobile you have to use your OBC UPI PIN. No transaction will go through without this secure UPI PIN
4. App password can be created so that no one can even open the app without knowing your app password
5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Eligibility conditions for using Online Money Transfer Service

To use OBC Online Fund Transfer service you have to meet the following requirements:

• You should have a savings or current account with OBC
• Your mobile number should be registered with your bank
• You should have Android or iPhone mobile phone
• You should have an internet connection either via SIM card or WiFi