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OBC UPI PIN Change

OBC UPI (Unified Payments Interface) services enables you to easily operate your OBC account and perform financial transactions. This helps you do all your banking work online and save a lot of time which otherwise would go in visiting the branches and ATMs. OBC UPI is an online service which can be used 24x7 for performing any type of financial transaction.


But as per OBC UPI policies, you have to create a UPI PIN for performing any transaction. Once you create Oriental Bank of Commerce UPI PIN if for some reason you want to change your PIN then you can do it online using our mobile app. Our simple to use mobile app allows you to change OBC UPI PIN online and quickly.


After downloading our app and linking your OBC account, select Change UPI PIN, enter your existing UPI PIN and then enter new PIN that you want to set. Your Oriental Bank of Commerce UPI PIN will be changed and registered in OBC so you can perform financial transactions using your new Oriental Bank of Commerce UPI PIN.


You can perform following types of transactions after resetting your UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to change your OBC UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your OBC account
  3. Select OBC for BHIM registration
  4. All your OBC accounts will be registered and activated for BHIM services
  5. Select Change OBC UPI PIN option
  6. Enter your current UPI PIN
  7. Enter new UPI PIN you want to set
  8. Confirm UPI PIN again
  9. Your new UPI PIN will be registered with OBC and you can now use your new UPI PIN to perform financial transactions on your mobile

This completes the process of changing OBC UPI PIN and now you can start performing Oriental Bank of Commerce UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN Change Service


Change OBC UPI PIN online

OBC enables you to change your UPI PIN online. In the app select Change UPI PIN option and then proceed to change your PIN. Your new UPI PIN will be registered in OBC and you can start using it immediately.

24x7 service

You can change UPI PIN whenever required. As it is an online service which works 24x7, you can change Oriental Bank of Commerce UPI PIN from the comfort of your home whenever you need. And as long as you keep your UPI PIN secure, your bank accounts will remain 100% safe.

Mandatory for each transaction

Use of UPI PIN is mandatory for each transaction. This is to safeguard your account so that only you perform transactions from your OBC accounts. Transactions will be successful only if you enter your correct UPI PIN, else they will be considered as failures.

Reset OBC UPI PIN

In case you have forgotten your Oriental Bank of Commerce UPI PIN then using our mobile app you can reset and create a new UPI PIN. This is again an online service wherein you can change your PIN whenever required.

Benefits of Online Change UPI PIN Service

Following are the benefits of using OBC UPI PIN Change service:

Saving Time: The online change OBC UPI PIN facility enables you to easily change your UPI PIN from the comfort of your home. The entire process of changing OBC BHIM PIN is online and done whenever you want. Hence it helps you save a lot of time.

Security: All OBC UPI transactions are 100% secure due to linking of your account on your mobile number and your Oriental Bank of Commerce UPI PIN. Transactions will be successful only if you enter your correct PIN.

Multi Purpose: Biggest advantage of OBC UPI facility is that it enables you to perform multiple types of transactions in one single place such as account balance check, fund transfer, recharge, bill payment, etc. so you can easily manage your OBC account.

UPI PIN Change Service Security

100% security for OBC UPI PIN Change service is ensured in the following ways:

  1. UPI registration for your OBC accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Oriental Bank of Commerce BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of financial transactions you have to use your OBC UPI PIN. Transaction will not be successful until you use your correct PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of Change UPI PIN Service

  • As banking is extremely crucial in day to day life, OBC UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of OBC BHIM is that you can use it at night as well
  • For your convenience, the UPI facility is available even on bank holidays and public holidays
  • The BHIM services are available throughout the year

Eligibility for using UPI PIN Change Service

In order to use OBC UPI PIN Change service you must meet the following requirements:

  • A savings or current account with OBC
  • Mobile number should be registered with Oriental Bank of Commerce
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Limitations of UPI PIN Change Service

Please keep in mind the following limitations of OBC UPI PIN Change service:

  • It will not work if your mobile number is not registered with OBC
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Oriental Bank of Commerce account under UPI facility

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