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Malwa Gramin Bank UPI PIN - Create & Reset

Malwa Gramin Bank provides UPI (Unified Payments Interface) service using which you can quickly and easily access your Malwa Gramin Bank accounts on your mobile and perform financial transactions. Malwa Gramin Bank UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.


But to perform transactions via Malwa Gramin Bank UPI you have to create a secure banking PIN called as the Malwa Gramin Bank UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.


To generate Malwa Gramin Bank UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Malwa Gramin Bank UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your Malwa Gramin Bank account.


You can perform following types of transactions after creating Malwa Gramin Bank UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Malwa Gramin Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Malwa Gramin Bank account
  3. Select Malwa Gramin Bank for BHIM registration
  4. All your accounts will be registered and activated for Malwa Gramin Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Malwa Gramin Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Malwa Gramin Bank and you can now use it to perform financial transactions on your mobile

After this step your Malwa Gramin Bank UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Malwa Gramin Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Malwa Gramin Bank account

For customers who have multiple accounts with Malwa Gramin Bank, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Malwa Gramin Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Malwa Gramin Bank UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Malwa Gramin Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Malwa Gramin Bank UPI PIN and may want to generate a new Malwa Gramin Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Malwa Gramin Bank BHIM PIN then you can use our mobile app for instantly changing your Malwa Gramin Bank UPI PIN. Your new PIN will be immediately registered in your Malwa Gramin Bank account and you can use it for performing financial transactions.

UPI PIN Benefits

There are many benefits to using Malwa Gramin Bank UPI PIN services such as:

Time saving: Using our mobile app you can create your own Malwa Gramin Bank UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Malwa Gramin Bank BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Malwa Gramin Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Malwa Gramin Bank account.

UPI PIN security

Malwa Gramin Bank UPI PIN service is fully secured in following ways:

  1. UPI registration for your Malwa Gramin Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Malwa Gramin Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your Malwa Gramin Bank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • Malwa Gramin Bank UPI services are available on all days, including Saturday and Sunday
  • Advantage of Malwa Gramin Bank BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Malwa Gramin Bank UPI facility even on bank holidays and public holidays
  • Malwa Gramin Bank BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

For using Malwa Gramin Bank create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with Malwa Gramin Bank
  • Your mobile number must be registered with Malwa Gramin Bank
  • You must have a debit associated with your Malwa Gramin Bank account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of Malwa Gramin Bank UPI PIN creation service:

  • It will not work if your mobile number is not registered in Malwa Gramin Bank
  • You cannot use it if you don’t have a Malwa Gramin Bank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Malwa Gramin Bank account under UPI facility

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