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Malwa Gramin Bank UPI PIN - Create & Reset

Malwa Gramin Bank UPI (Unified Payments Interface) facility is designed to help Malwa Gramin Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Malwa Gramin Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Malwa Gramin Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Malwa Gramin Bank account. This PIN is called as the Malwa Gramin Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Malwa Gramin Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Malwa Gramin Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Malwa Gramin Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Malwa Gramin Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Malwa Gramin Bank account
  3. Select Malwa Gramin Bank for BHIM registration
  4. All your accounts will be registered and activated for Malwa Gramin Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Malwa Gramin Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Malwa Gramin Bank and you can now use it to perform financial transactions on your mobile

After this step your Malwa Gramin Bank UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Malwa Gramin Bank UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Malwa Gramin Bank account

If you have more than one account with Malwa Gramin Bank then you have to generate a separate UPI PIN for each account. This ensures that your Malwa Gramin Bank BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Malwa Gramin Bank UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Malwa Gramin Bank BHIM PIN. Without entering your Malwa Gramin Bank UPI PIN no transaction can go through. This ensures your Malwa Gramin Bank account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Malwa Gramin Bank UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Malwa Gramin Bank. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Malwa Gramin Bank BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Malwa Gramin Bank BHIM PIN you have to use your new PIN while performing transactions.

Benefits of UPI PIN

There are many benefits to using Malwa Gramin Bank UPI PIN services such as:

Time saving: Using our mobile app you can create your own Malwa Gramin Bank UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Malwa Gramin Bank BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Malwa Gramin Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Malwa Gramin Bank account.

Security of UPI PIN

Malwa Gramin Bank UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Malwa Gramin Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Malwa Gramin Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Malwa Gramin Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Malwa Gramin Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Malwa Gramin Bank BHIM is that you can use it at night as well
  • For your convenience, Malwa Gramin Bank UPI facility is available even on bank holidays and public holidays
  • Malwa Gramin Bank BHIM services are available throughout the year

UPI PIN Generation Service Eligibility

To use Malwa Gramin Bank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Malwa Gramin Bank
  • Your mobile number should be registered with Malwa Gramin Bank
  • You should have a atm/debit card associated with your Malwa Gramin Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the limitations of Malwa Gramin Bank Create UPI PIN service:

  • It will only work if your mobile number is registered with Malwa Gramin Bank
  • It will not work without an active Malwa Gramin Bank atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Malwa Gramin Bank account under UPI facility

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