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Mahanagar Bank UPI PIN - Create & Reset

Mahanagar Bank provides UPI (Unified Payments Interface) service using which you can quickly and easily access your Mahanagar Bank accounts on your mobile and perform financial transactions. Mahanagar Bank UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.


But to perform transactions via Mahanagar Bank UPI you have to create a secure banking PIN called as the Mahanagar Bank UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.


To generate Mahanagar Bank UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Mahanagar UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your Mahanagar Bank account.


You can perform following types of transactions after creating Mahanagar Bank UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Mahanagar Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Mahanagar Bank account
  3. Select Mahanagar Bank for BHIM registration
  4. All your accounts will be registered and activated for Mahanagar Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Mahanagar Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Mahanagar Bank and you can now use it to perform financial transactions on your mobile

After this step your Mahanagar UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Mahanagar Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Mahanagar Bank account

For customers who have multiple accounts with Mahanagar, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Mahanagar Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Mahanagar UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Mahanagar Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Mahanagar UPI PIN and may want to generate a new Mahanagar Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Mahanagar Bank BHIM PIN then you can use our mobile app for instantly changing your Mahanagar UPI PIN. Your new PIN will be immediately registered in your Mahanagar Bank account and you can use it for performing financial transactions.

UPI PIN Benefits

Following are the benefits of using Mahanagar Bank UPI PIN service:

Saving Time: You can save a lot of time by generating Mahanagar Bank UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Mahanagar Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your Mahanagar UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Mahanagar Bank BHIM PIN then your transactions will fail.

Multi Purpose: Mahanagar UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Mahanagar Bank account.

Security of UPI PIN

Mahanagar Bank UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Mahanagar Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Mahanagar BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Mahanagar UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • Mahanagar Bank UPI services are available on all days, including Saturday and Sunday
  • Advantage of Mahanagar Bank BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Mahanagar Bank UPI facility even on bank holidays and public holidays
  • Mahanagar Bank BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Mahanagar Bank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Mahanagar Bank
  • Mobile number should be registered with Mahanagar Bank
  • ATM/Debit Card associated with your Mahanagar account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the limitations of Mahanagar Bank Create UPI PIN service:

  • It will only work if your mobile number is registered with Mahanagar Bank
  • It will not work without an active Mahanagar Bank atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Mahanagar account under UPI facility

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