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Mahanagar Bank UPI PIN - Create & Reset

Mahanagar Bank UPI (Unified Payments Interface) facility is designed to help Mahanagar Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Mahanagar Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Mahanagar Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Mahanagar Bank account. This PIN is called as the Mahanagar Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Mahanagar Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Mahanagar UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Mahanagar Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Mahanagar Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Mahanagar Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Mahanagar Bank for BHIM registration
  4. All your bank accounts will be registered and activated for Mahanagar Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Mahanagar Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Mahanagar Bank and you can now use it to perform financial transactions on your mobile

After this your Mahanagar UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Mahanagar Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Mahanagar Bank account

For customers who have multiple accounts with Mahanagar, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Mahanagar Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Mahanagar UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Mahanagar Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Mahanagar UPI PIN and may want to generate a new Mahanagar Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Mahanagar Bank BHIM PIN then you can use our mobile app for instantly changing your Mahanagar UPI PIN. Your new PIN will be immediately registered in your Mahanagar Bank account and you can use it for performing financial transactions.

UPI PIN Benefits

Following are the benefits of using Mahanagar Bank UPI PIN service:

Saving Time: You can save a lot of time by generating Mahanagar Bank UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Mahanagar Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your Mahanagar UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Mahanagar Bank BHIM PIN then your transactions will fail.

Multi Purpose: Mahanagar UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Mahanagar Bank account.

UPI PIN security

Mahanagar Bank UPI PIN service is fully secured in following ways:

  1. UPI registration for your Mahanagar Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Mahanagar BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your Mahanagar Bank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • As banking is extremely crucial in day to day life, Mahanagar Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Mahanagar Bank BHIM is that you can use it at night as well
  • For your convenience, Mahanagar Bank UPI facility is available even on bank holidays and public holidays
  • Mahanagar Bank BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

For using Mahanagar Bank create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with Mahanagar Bank
  • Your mobile number must be registered with Mahanagar Bank
  • You must have a debit associated with your Mahanagar account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of Mahanagar Bank UPI PIN creation service:

  • It will not work if your mobile number is not registered in Mahanagar Bank
  • You cannot use it if you don’t have a Mahanagar Bank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Mahanagar account under UPI facility

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