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Kotak Balance Check - How to use online Kotak balance enquiry service

Kotak offers online balance enquiry service to its customers so that they can perform balance check operation directly on their mobile phones. Balance enquiry registration can be done online and after that you can check Kotak account balance directly on your mobile phone.


Instead of going to the branch or ATM, you can directly download our app and perform Kotak balance enquiry on your mobile phone. You don’t have to fill any mobile banking registration form and can immediately check your Kotak Mahindra Bank balance online.


You can use our app for Kotak balance enquiry benefits:
  1. Balance enquiry registration can be done online
  2. Kotak balance check whenever you want
  3. Free of cost balance enquiry
  4. No need to send SMS for checking balance
  5. No need to call on toll-free number
  6. No need to give any miss call
  7. You can do online balance enquiry throughout the day, including night
  8. Kotak balance check works on weekends as well (Saturday and Sunday)
  9. Even on public holidays and bank holidays you can check the balance of your account

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How to register and activate Kotak balance check service:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Kotak account
  3. Select Kotak for bank account registration
  4. All your Kotak accounts will be registered and activated for mobile banking
  5. Enter your Kotak Mahindra Bank debit card number and generate secure banking PIN
  6. Select Balance Check option
  7. Enter your banking PIN
  8. Your Kotak Mahindra Bank account balance will be displayed on the screen

Now you can do Kotak Mahindra Bank balance check anytime 24x7.

Features of Kotak Balance Check service


Online balance check registration

Using our app, you can register for Kotak balance enquiry service online. You don’t have to fill any form and submit it to the branch or ATM. After downloading our app, you’ll be able to add your bank accounts and register for online balance check service.

Online balance enquiry

Using Kotak balance enquiry service, you can check your bank account balance online. This helps you check Kotak Mahindra Bank balance online without going to the branch or ATM.

24x7 service

This is an online service which works 24x7. You can use online balance enquiry service during the day and at night both. You can even use Kotak balance check service on weekends, including Saturday and Sunday. In fact even on public holidays and bank holidays online balance check service works.

No charges

There are absolutely no charges for online balance enquiry service and you’ll not be charged anything for using this service. It is offered by Kotak for free to benefit customers.

Unlimited times

You can use online Kotak balance check service unlimited times. Whenever required, you can perform online balance enquiry.

Online Balance Enquiry Service Benefits

Advantages offered by online Kotak balance check service:

Time saving: Checking available balance by visiting the branch or ATM is a time consuming process. But instead, you can use online Kotak balance enquiry service on your mobile to check available balance and save time.

Cost saving: If you regularly visit an ATM to check your available funds then Kotak levies charges per visit. But online Kotak Mahindra Bank balance check service is absolutely free of cost to use.

Security: As using Kotak banking PIN is mandatory for all transactions, you can be 100% assured about the safety and security of your transactions

Balance Check Service Security

Kotak balance check service is 100% secured in the following manner:

  1. Your accounts can only be added in your phone because they are linked to your mobile number
  2. After adding accounts you have to generate a banking PIN using your debit card
  3. This PIN must be used for all banking transactions. Without this PIN transactions will not be carried out
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of Balance Enquiry Service

  • You can use Kotak balance check service on all days, including Saturday and Sunday
  • You can use the service at night as well
  • The service works on bank holidays and public holidays also
  • One can use the bank's balance enquiry service throughout the year

Following are the eligibility requirements for online Balance Check Service

In order to use Kotak balance check service you must meet the following requirements:

  • A savings or current account with Kotak
  • Mobile number should be registered with Kotak
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Online Balance Check Service Limitations

Please keep in mind the following limitations of online balance check service:

  • It will not work if your mobile number is not registered in Kotak
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work

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