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Kotak Balance Check - How to use online Kotak balance enquiry service

Kotak offers online balance enquiry service to its customers so that they can perform balance check operation directly on their mobile phones. Balance enquiry service registration can be done online and after that you can check Kotak account balance directly on your mobile phone.


Instead of going to the branch or ATM, you can directly download our app and perform Kotak balance enquiry on your mobile phone. You don’t have to fill any mobile banking registration form and can immediately check your Kotak Mahindra Bank balance online.


You can use our app for Kotak balance enquiry:
  1. Balance enquiry service registration can be done online
  2. Kotak balance check whenever you want
  3. Free of cost balance enquiry
  4. No need to send SMS for checking balance
  5. No need to call on toll-free number
  6. No need to give any miss call
  7. You can do online balance enquiry throughout the day, including night
  8. Kotak balance check works on weekends as well (Saturday and Sunday)
  9. Even on public holidays and bank holidays you can check the balance of your account

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How to register and activate Kotak balance check service:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Kotak account
  3. Select Kotak for bank account registration
  4. All your Kotak accounts will be registered and activated for mobile banking
  5. Enter your debit card number and generate secure banking PIN
  6. Select Balance Check option
  7. Enter your banking PIN
  8. Your Kotak Mahindra Bank account balance will be displayed on the screen

As soon as you perform all these steps you can do Kotak Mahindra Bank balance check anywhere anytime.

Features of Kotak Balance Check service


Balance check online registration

Using our app, you can register for Kotak balance enquiry service online. You don’t have to fill any form and submit it to the branch or ATM. After downloading our app, you’ll be able to add your bank accounts and register for online balance check service.

Online balance enquiry

Using balance enquiry service, you can check your bank account balance online. This helps you check Kotak balance online without going to the branch or ATM.

24x7 service

This is an online service which works 24x7 and can be used during the day and at night both. You can even use Kotak balance check service on weekends, including Saturday and Sunday. In fact even on public holidays and bank holidays online Kotak Mahindra Bank balance check service works.

No charges

There are absolutely no charges for online Kotak balance enquiry service and you’ll not be charged anything for using this service. It is offered by Kotak for free to benefit customers.

Unlimited times

You can use online balance check service unlimited times. Whenever required, you can perform online balance enquiry.

Benefits of using Online Balance Enquiry Service

Advantages offered by online Kotak balance check service:

Time saving: Checking available balance by visiting the branch or ATM is a time consuming process. But instead, you can use online Kotak balance enquiry service on your mobile to check available balance and save time.

Cost saving: If you regularly visit an ATM to check your available funds then Kotak levies charges per visit. But online Kotak Mahindra Bank balance check service is absolutely free of cost to use.

Security: As using Kotak banking PIN is mandatory for all transactions, you can be 100% assured about the safety and security of your transactions

Security of Balance Check Service

Kotak balance check service is fully secured in following ways:

  1. Your accounts are linked to your mobile number and can be added only in your phone
  2. You need to use your debit card to create your banking PIN
  3. To perform mobile banking transactions you have to use your banking PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of Balance Enquiry Service

  • Kotak balance check service can be used on all days, including Saturday and Sunday
  • You can use the service at night as well
  • It also works on bank holidays and public holidays
  • Throughout the year you can use the bank’s balance enquiry service

Online Balance Check Service Eligibility

If you would like to use Kotak balance check service you have to meet the following requirements:

  • You must have a savings or current account with Kotak
  • Your mobile number must be registered with Kotak
  • You must have Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Online Balance Check Service Limitations

Please keep in mind the following limitations of online balance check service:

  • Your mobile number must be registered with Kotak
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection

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