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Kotak Balance Check - How to use online Kotak balance enquiry service

Kotak offers online balance enquiry service to its customers so that they can perform balance check operation directly on their mobile phones. Balance enquiry service registration can be done online and after that you can check Kotak account balance directly on your mobile phone.


Instead of going to the branch or ATM, you can directly download our app and perform Kotak balance enquiry on your mobile phone. You don’t have to fill any mobile banking registration form and can immediately check your Kotak Mahindra Bank balance online.


You can use our app for Kotak balance enquiry:
  1. Balance enquiry service registration can be done online
  2. Kotak balance check whenever you want
  3. Free of cost balance enquiry
  4. No need to send SMS for checking balance
  5. No need to call on toll-free number
  6. No need to give any miss call
  7. You can do online balance enquiry throughout the day, including night
  8. Kotak balance check works on weekends as well (Saturday and Sunday)
  9. Even on public holidays and bank holidays you can check the balance of your account

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How to register for Kotak balance check service:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Kotak account
  3. Select Kotak for bank account registration
  4. All your Kotak accounts will be registered and activated for mobile banking
  5. Enter your debit card number and generate secure banking PIN
  6. Select Balance Check option
  7. Enter your banking PIN
  8. Your Kotak Mahindra Bank account balance will be displayed on the screen

As soon as you perform all these steps you can do Kotak Mahindra Bank balance check anywhere anytime.

Kotak Balance Check Services features


Online registration for balance check

To check the balance of your Kotak account you can register online. There is no need to fill any form and submit in branch or ATM. By downloading our app, you can add your bank accounts and do online registration for Kotak balance check service.

Balance enquiry online

After registering for the online Kotak balance check service, you will not have to visit the branch or ATM to see available balance in your account. You can use our app to perform Kotak balance enquiry online.

24x7 service

The online balance enquiry service works 24 hours a day, 7 days a week so that whenever you need you can check your balance. This service works even on weekends (Saturday and Sunday). The best thing about online Kotak Mahindra Bank balance check service is that unlike the branch, you can use this facility even on public holidays and bank holidays.

No charges

Online balance check service is offered by Kotak for free and you will not be charged for using it.

Unlimited times

As it is a useful service, you can use Kotak Mahindra Bank balance enquiry service unlimited times, whenever you need.

Benefits of using Online Balance Enquiry Service

There are many benefits to using online Kotak balance check service such as:

Time saving: Instead of going to the branch or ATM to just check your available balance, you can save a lot of time using online Kotak balance enquiry service on your mobile.

Cost saving: Online balance check service is free to use hence you save ATM fees that are levied by Kotak Mahindra Bank when you perform non-financial transactions on ATMs.

Security: All Kotak mobile banking transactions are 100% secure due to linking of your account on your mobile number and your banking PIN

Security of Balance Check Service

Kotak balance check service is fully secured in following ways:

  1. Your accounts are linked to your mobile number and can be added only in your phone
  2. You need to use your debit card to create your banking PIN
  3. To perform mobile banking transactions you have to use your banking PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Balance Enquiry Service Timing

  • Kotak balance check service works on all days, including Saturday and Sunday
  • The service works at night as well
  • It also works on bank holidays and public holidays
  • You can use the bank’s balance enquiry service throughout the year

Online Balance Check Service Eligibility

To use Kotak balance check service you have to meet the following requirements:

  • You should have a savings or current account with Kotak
  • Your mobile number should be registered with Kotak
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of Online Balance Check Service

Please keep in mind the following limitations of online balance check service:

  • Your mobile number must be registered with Kotak
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection

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