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Kerala Gramin Bank UPI PIN Change

As a Kerala Gramin Bank customer you can avail of Kerala Gramin Bank UPI (Unified Payments Interface) services which helps you perform all financial transactions on your mobile instead of visiting the branches and ATMs. This helps you save a lot of time as all transactions can be directly performed on your mobile.


But as per Kerala Gramin Bank UPI regulations, you have to create your own Kerala Gramin Bank UPI PIN first before initiating any transaction. After creating your own UPI PIN due to some reason you want to change your PIN then you can easily do so using our mobile app. On our app you can quickly change your existing KGB UPI PIN and create a new one.


All you have to do is download our app, link your Kerala Gramin Bank accounts and then choose Change UPI PIN. After verifying your existing PIN you can enter new UPI PIN that you want to set and your KGB UPI PIN will be changed and updated with your bank.


You can perform following types of transactions after changing UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to change your Kerala Gramin Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Kerala Gramin Bank account
  3. Select Kerala Gramin Bank for BHIM registration
  4. All your Kerala Gramin Bank accounts will be registered and activated for BHIM services
  5. Select Change KGB UPI PIN option
  6. Enter your current UPI PIN
  7. Enter new UPI PIN you want to set
  8. Confirm UPI PIN again
  9. Your new UPI PIN will be registered with Kerala Gramin Bank and you can now use your new UPI PIN to perform financial transactions on your mobile

Using this simple online process you have changed your UPI PIN and can immediately start using your new KGB BHIM PIN to perform banking transactions like account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN Change Service


Change Kerala Gramin Bank UPI PIN online

Kerala Gramin Bank enables you to change your UPI PIN online. In the app select Change UPI PIN option and then proceed to change your PIN. Your new UPI PIN will be registered in Kerala Gramin Bank and you can start using it immediately.

24x7 service

You can change UPI PIN whenever required. As it is an online service which works 24x7, you can change KGB UPI PIN from the comfort of your home whenever you need. And as long as you keep your UPI PIN secure, your bank accounts will remain 100% safe.

Mandatory for each transaction

Use of UPI PIN is mandatory for each transaction. This is to safeguard your account so that only you perform transactions from your Kerala Gramin Bank accounts. Transactions will be successful only if you enter your correct UPI PIN, else they will be considered as failures.

Reset Kerala Gramin Bank UPI PIN

In case you have forgotten your KGB UPI PIN then using our mobile app you can reset and create a new UPI PIN. This is again an online service wherein you can change your PIN whenever required.

Online UPI PIN Change Service Benefits

One can enjoy multiple benefits from Kerala Gramin Bank UPI PIN Change service:

Time saving: You can save a lot of time by using online change Kerala Gramin Bank UPI PIN facility as the entire process of changing Kerala Gramin Bank BHIM PIN is completely online and can be performed 24x7. You don’t have to visit the branch or ATM for changing your UPI PIN.

Security: All Kerala Gramin Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct PIN.

Multi Purpose: By using KGB UPI facility you can perform a number of transactions like account balance check, fund transfer, recharge, bill payment, etc. This helps you perform all banking transactions in one single place, thereby helping you easily manage your Kerala Gramin Bank account.

Security of Change UPI PIN Service

Kerala Gramin Bank Change UPI PIN service is fully secured in following ways:

  1. UPI registration for your Kerala Gramin Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use KGB BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transactions you have to use your Kerala Gramin Bank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Change Services Timing

  • As banking is extremely crucial in day to day life, Kerala Gramin Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Kerala Gramin Bank BHIM is that you can use it at night as well
  • For your convenience, the UPI facility is available even on bank holidays and public holidays
  • The BHIM services are available throughout the year

Eligibility for using UPI PIN Change Service

To use Kerala Gramin Bank Change UPI PIN service you have to meet the following requirements:

  • You should have a savings or current account with Kerala Gramin Bank
  • Your mobile number should be registered with KGB
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Change Service

Following are the limitations of Kerala Gramin Bank Change UPI PIN service:

  • It will only work if your mobile number is registered with Kerala Gramin Bank
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per KGB account under UPI facility

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