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Janata Sahakari Bank UPI PIN - Create & Reset

Janata Sahakari Bank UPI (Unified Payments Interface) facility provides an easy and quick way to access your Janata Sahakari Bank account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create Janata Sahakari Bank UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your Janata Sahakari Bank account.


Janata Sahakari Bank UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your Janata Sahakari UPI PIN and start performing transactions from your bank account.


After generating your Janata Sahakari Bank UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Janata Sahakari Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Janata Sahakari Bank account
  3. Select Janata Sahakari Bank for BHIM registration
  4. All your accounts will be registered and activated for Janata Sahakari Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Janata Sahakari Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Janata Sahakari Bank and you can now use it to perform financial transactions on your mobile

After this step your Janata Sahakari UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Janata Sahakari Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Janata Sahakari Bank account

For customers who have multiple accounts with Janata Sahakari, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Janata Sahakari Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Janata Sahakari UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Janata Sahakari Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Janata Sahakari UPI PIN and may want to generate a new Janata Sahakari Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Janata Sahakari Bank BHIM PIN then you can use our mobile app for instantly changing your Janata Sahakari UPI PIN. Your new PIN will be immediately registered in your Janata Sahakari Bank account and you can use it for performing financial transactions.

UPI PIN Benefits

There are many benefits to using Janata Sahakari Bank UPI PIN services such as:

Time saving: Using our mobile app you can create your own Janata Sahakari Bank UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Janata Sahakari Bank BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Janata Sahakari UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Janata Sahakari Bank account.

Security of UPI PIN

100% security for Janata Sahakari Bank UPI PIN service is ensured in the following ways:

  1. UPI registration for your Janata Sahakari Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Janata Sahakari BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Janata Sahakari Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • Janata Sahakari Bank UPI services are available on all days, including Saturday and Sunday
  • Advantage of Janata Sahakari Bank BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Janata Sahakari Bank UPI facility even on bank holidays and public holidays
  • Janata Sahakari Bank BHIM services can be availed throughout the year

UPI PIN Generation Service Eligibility

In order to use Janata Sahakari Bank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Janata Sahakari Bank
  • Mobile number should be registered with Janata Sahakari Bank
  • ATM/Debit Card associated with your Janata Sahakari account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of Janata Sahakari Bank UPI PIN creation service:

  • It will not work if your mobile number is not registered in Janata Sahakari Bank
  • You cannot use it if you don’t have a Janata Sahakari Bank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Janata Sahakari account under UPI facility

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