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Jana Bank UPI PIN - Create & Reset

Jana Bank UPI (Unified Payments Interface) facility provides an easy and quick way to access your Jana Bank account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create Jana Bank UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your Jana Bank account.


Jana Bank UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your Janalakshmi Small Finance Bank UPI PIN and start performing transactions from your bank account.


After generating your Jana Bank UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Jana Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Jana Bank account
  3. Select Jana Bank for BHIM registration
  4. All your accounts will be registered and activated for Jana Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Jana Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Jana Bank and you can now use it to perform financial transactions on your mobile

After this step your Janalakshmi Small Finance Bank UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Jana Bank UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Jana Bank account

If you have more than one account with Janalakshmi Small Finance Bank then you have to generate a separate UPI PIN for each account. This ensures that your Jana Bank BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Janalakshmi Small Finance Bank UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Jana Bank BHIM PIN. Without entering your Jana Bank UPI PIN no transaction can go through. This ensures your Jana Bank account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Janalakshmi Small Finance Bank UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Jana Bank. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Janalakshmi Small Finance Bank BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Jana Bank BHIM PIN you have to use your new PIN while performing transactions.

UPI PIN Benefits

Following are the benefits of using Jana Bank UPI PIN service:

Saving Time: You can save a lot of time by generating Jana Bank UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Jana Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your Janalakshmi Small Finance Bank UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Jana Bank BHIM PIN then your transactions will fail.

Multi Purpose: Janalakshmi Small Finance Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Jana Bank account.

UPI PIN security

100% security for Jana Bank UPI PIN service is ensured in the following ways:

  1. UPI registration for your Jana Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Janalakshmi Small Finance Bank BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Jana Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Jana Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Jana Bank BHIM is that you can use it at night as well
  • For your convenience, Jana Bank UPI facility is available even on bank holidays and public holidays
  • Jana Bank BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Jana Bank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Jana Bank
  • Mobile number should be registered with Jana Bank
  • ATM/Debit Card associated with your Janalakshmi Small Finance Bank account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the limitations of Jana Bank Create UPI PIN service:

  • It will only work if your mobile number is registered with Jana Bank
  • It will not work without an active Jana Bank atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Janalakshmi Small Finance Bank account under UPI facility

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