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IOB Credit Card Payment

IOB credit card bill payment facility can be used by all customers who hold IOB credit card and want to pay their monthly credit card bill. Using the online IOB credit card payment service you can pay your bill instantly from your bank account.


Major advantage of online IOB credit card payment facility is that you don’t have to write a cheque and drop it in a drop box of the branch or ATM. By downloading our app on your mobile, you can pay your bill immediately. Another advantage of using the online IOB credit card bill payment service is that you can pay your credit card bill from any bank account.


No matter which bank you have your savings or current account with, you can pay your credit card bill from your bank account. For Indian Overseas Bank credit card payment we support over 150 banks in India so you can pay your bill from any bank account in India.


After paying your credit card bill you will receive an SMS and email confirmation from IOB .


Following are the features of online credit card payment service:
  1. Instant online payment of Indian Overseas Bank credit card bill
  2. Pay bill from any bank account in India. We support more than 150 banks in India
  3. All IOB credit card types including Classic, Platinum, Signature, etc. supported for bill payment
  4. All card schemes including Visa, MasterCard, American Express, Diners Club and RuPay supported for bill payment
  5. Immediate payment confirmation
  6. You can pay IOB credit card bill of upto Rs. 1,00,000 at a time. If your bill amount is more then you can initiate multiple payment transactions
  7. Online bill payment can be done 24x7, 365 days a year
  8. You can even pay IOB credit card bill on all Saturdays, Sundays and even bank & public holidays
  9. Instantly receive SMS from Indian Overseas Bank once bill payment is done

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How to pay IOB credit card bill online:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your bank account
  3. Select banks where you hold savings or current account
  4. All your bank accounts will be registered
  5. Generate a secure banking PIN for your bank account
  6. Select Credit Card bill payment
  7. Select IOB as Credit Card bank
  8. Enter your credit card number
  9. Enter credit card bill amount
  10. Choose bank account from where you would like to pay
  11. Enter your banking PIN
  12. Money will be debited from your bank account and your Indian Overseas Bank credit card bill will be paid immediately
  13. You’ll get SMS from IOB about your credit card payment

You can use the online IOB credit card payment facility to pay your monthly credit card bill easily and quickly. This enables you to pay your bills instantly from your bank account.

Features of IOB Credit Card Payment service


Online payment of credit card bill

Using the online IOB credit card payment service you can pay your credit card bill immediately. You don’t have to write a cheque and submit it in the branch or ATM. You can use our mobile app to pay your IOB credit card bill online.

Instant payment confirmation

Unlike cheques where it takes upto 3 days for the bill to get settled, payment via our app is immediate and your Indian Overseas Bank credit card bill is paid instantly.

Pay bill from your bank account

For making IOB credit card payment you can use your bank account. We support savings and current accounts of more than 150 banks in India and you can use any bank account to make a payment towards your IOB credit card bill.

All card types and card schemes supported

No matter which IOB credit card you hold such as Classic, Platinum, Signature, etc. you can make its bill payment via our app. We also support all card schemes such as Visa, MasterCard, American Express, Diners Club and RuPay.

High transaction limit

Using our app, you can pay Indian Overseas Bank credit card bill up to Rs. 1,00,000 per transaction. If your bill amount is higher then you can make multiple transactions.

24x7 service

IOB credit card payment service is available 24x7 and you can use our app to make bill payment whenever you want.

Benefits of IOB Credit Card Bill Payment Service

Online IOB Credit Card Bill Payment service provides many benefits such as:

Time saving: Instead of writing a cheque and submitting it in the branch or ATM, you can use online IOB credit card bill payment facility to pay your monthly credit card bills. This facility helps you pay your bill instantly compared to 3 days required in case of cheque payment.

Easy access: Online Indian Overseas Bank credit card payment service is available 24x7, meaning you can access it whenever you want to pay your credit card bill.

Security: The bill payment service is 100% safe and secure. All payments are made only from your bank accounts.

Multi Purpose: By using the online payment facility, you can not only pay IOB credit card bills, but also transfer funds to your friends or family, recharge your mobile / DTH, pay electricity / gas bill, buy insurance, book fixed deposit, buy mutual fund, etc.

Online Credit Card Payment Security

IOB credit card bill payment service is fully secured in following ways:

  1. Your bank accounts are linked to your mobile number and can be added only in your phone
  2. You need to use your bank debit card to create your banking PIN
  3. To pay your IOB credit card bill you have to use your banking PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Credit Card Payment Service Timing

  • IOB online credit card bill payment service works on all days, including Saturday and Sunday
  • The service works at night as well
  • It also works on bank holidays and public holidays
  • You can use the bank’s online credit card payment service throughout the year

Eligibility for online Credit Card Bill Payment service

To use IOB credit card bill payment service you have to meet the following requirements:

  • You should have a savings or current account with IOB
  • Your mobile number should be registered with IOB
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of Online Balance Check Service

Please keep in mind the following limitations of online credit card payment service:

  • Without your mobile number being registered in your bank account, it will not work
  • It will not work if you do not have an Android or iPhone mobile phone
  • It will not work if you do not have an active internet connection

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