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IOB UPI PIN Change

IOB UPI (Unified Payments Interface) services enables you to easily operate your IOB account and perform financial transactions. This helps you do all your banking work online and save a lot of time which otherwise would go in visiting the branches and ATMs. IOB UPI is an online service which can be used 24x7 for performing any type of financial transaction.


But as per IOB UPI policies, you have to create a UPI PIN for performing any transaction. Once you create Indian Overseas Bank UPI PIN if for some reason you want to change your PIN then you can do it online using our mobile app. Our simple to use mobile app allows you to change IOB UPI PIN online and quickly.


After downloading our app and linking your IOB account, select Change UPI PIN, enter your existing UPI PIN and then enter new PIN that you want to set. Your Indian Overseas Bank UPI PIN will be changed and registered in IOB so you can perform financial transactions using your new Indian Overseas Bank UPI PIN.


You can perform following types of transactions after resetting your UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to change your IOB UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your IOB account
  3. Select IOB for BHIM registration
  4. All your IOB accounts will be registered and activated for BHIM services
  5. Select Change Indian Overseas Bank UPI PIN option
  6. Enter your current UPI PIN
  7. Enter new UPI PIN you want to set
  8. Confirm UPI PIN again
  9. Your new UPI PIN will be registered with IOB and you can now use your new UPI PIN to perform financial transactions on your mobile

Using this simple online process you have changed your UPI PIN and can immediately start using your new Indian Overseas Bank BHIM PIN to perform banking transactions like account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Change UPI PIN Service Features


Change IOB UPI PIN online

Using the online facility provided by IOB, you can easily change IOB UPI PIN from the comfort of your home and without visiting the branch or ATM. Due to some reason if you want to change your PIN then using our mobile app you can easily change your UPI PIN.

24x7 service

As Indian Overseas Bank UPI PIN is very important for performing transactions, you can use change UPI PIN service 24x7, whenever required. This ensures that whenever you need, you can easily change your PIN on your mobile.

Mandatory for each transaction

IOB has made it mandatory to use UPI PIN during each transaction to safeguard your IOB account. This ensures that you enter your IOB UPI PIN during each transaction and your transaction will be successful only if you provide the correct PIN. Due to this policy, no one else can transact from your account, making your IOB account 100% safe and secure.

Reset UPI PIN

In case you ever forget your Indian Overseas Bank UPI PIN then you don’t have to worry as it is very easy to reset it and create a new PIN. Using our mobile app you can easily reset it and create a new one UPI PIN that you want. After this you have to use this new PIN while performing financial transactions.

Online UPI PIN Change Service Benefits

Following are the benefits of using IOB UPI PIN Change service:

Saving Time: The online change IOB UPI PIN facility enables you to easily change your UPI PIN from the comfort of your home. The entire process of changing IOB BHIM PIN is online and done whenever you want. Hence it helps you save a lot of time.

Security: All IOB UPI transactions are 100% secure due to linking of your account on your mobile number and your Indian Overseas Bank UPI PIN. Transactions will be successful only if you enter your correct PIN.

Multi Purpose: Biggest advantage of IOB UPI facility is that it enables you to perform multiple types of transactions in one single place such as account balance check, fund transfer, recharge, bill payment, etc. so you can easily manage your IOB account.

Security of Change UPI PIN Service

100% security for IOB UPI PIN Change service is ensured in the following ways:

  1. UPI registration for your IOB accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Indian Overseas Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of financial transactions you have to use your IOB UPI PIN. Transaction will not be successful until you use your correct PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of Change UPI PIN Service

  • You can use IOB UPI services on all days, including Saturday and Sunday
  • IOB BHIM can be used at night as well
  • As banking is very crucial, you can use the UPI facility even on bank holidays and public holidays
  • You can use the BHIM services throughout the year

Eligibility for using UPI PIN Change Service

For using IOB Change UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with IOB
  • Your mobile number must be registered with Indian Overseas Bank
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Change UPI PIN Service Limitations

Please keep in mind the following limitations of IOB UPI PIN Change service:

  • It will not work if your mobile number is not registered with IOB
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Indian Overseas Bank account under UPI facility

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