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IOB Balance Check - How to use online IOB balance enquiry service

IOB balance enquiry service can be availed by you if you have a bank account with IOB. Online balance check registration will help you perform IOB balance enquiry on your mobile phone without going to the branch or ATM. After activating your IOB balance check service online you’ll be able to immediately check available funds in your bank account on your mobile phone.


Earlier you had to visit IOB branch or ATM to sign-up for online balance check service, but now you can do so directly using our mobile app. After downloading our mobile app, you can immediately register for Indian Overseas Bank balance enquiry and start checking available funds on your mobile.


Benefits of IOB balance enquiry service on app:
  1. Online registration for balance enquiry
  2. Anytime IOB balance check
  3. Zero fees for online balance enquiry
  4. No SMS need to be sent for checking balance
  5. No need to call on toll-free number
  6. No need to give any miss call
  7. Throughout the day including night you can perform Indian Overseas Bank balance enquiry
  8. Even on Saturday and Sunday IOB balance check works
  9. Even on public holidays and bank holidays you can check the balance of your account

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How to register for IOB balance check service:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your IOB account
  3. Select IOB for bank account registration
  4. All your IOB accounts will be registered and activated for mobile banking
  5. Enter your Indian Overseas Bank debit card number and generate secure banking PIN
  6. Select Balance Check option
  7. Enter your banking PIN
  8. Your Indian Overseas Bank account balance will be displayed on the screen

After this you can do Indian Overseas Bank balance check whenever you want.

IOB Balance Check Services features


Balance check online registration

Using our app, you can register for IOB balance enquiry service online. You don’t have to fill any form and submit it to the branch or ATM. After downloading our app, you’ll be able to add your bank accounts and register for online balance check service.

Online balance enquiry

Using balance enquiry service, you can check your bank account balance online. This helps you check IOB balance online without going to the branch or ATM.

24x7 service

This is an online service which works 24x7 and can be used during the day and at night both. You can even use IOB balance check service on weekends, including Saturday and Sunday. In fact even on public holidays and bank holidays online Indian Overseas Bank balance check service works.

No charges

There are absolutely no charges for online IOB balance enquiry service and you’ll not be charged anything for using this service. It is offered by IOB for free to benefit customers.

Unlimited times

You can use online balance check service unlimited times. Whenever required, you can perform online balance enquiry.

Online Balance Enquiry Service Benefits

There are many benefits to using online IOB balance check service such as:

Time saving: Instead of going to the branch or ATM to just check your available balance, you can save a lot of time using online IOB balance enquiry service on your mobile.

Cost saving: Online balance check service is free to use hence you save ATM fees that are levied by Indian Overseas Bank when you perform non-financial transactions on ATMs.

Security: All IOB mobile banking transactions are 100% secure due to linking of your account on your mobile number and your banking PIN

Balance Check Service Security

100% security for IOB balance check service is ensured in the following manner:

  1. Bank accounts are linked to mobile numbers hence only you can add them on your phone
  2. Before performing transactions you have generate a banking PIN. This PIN you have to create using your debit card
  3. To keep your account safe you have to use banking PIN during each transaction
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Balance Enquiry Service Timing

  • IOB balance check service works on all days, including Saturday and Sunday
  • The service works at night as well
  • It also works on bank holidays and public holidays
  • You can use the bank's balance enquiry service throughout the year

Online Balance Check Service Eligibility

To use IOB balance check service you have to meet the following requirements:

  • You should have a savings or current account with IOB
  • Your mobile number should be registered with IOB
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Online Balance Check Service Limitations

Please keep in mind the following limitations of online balance check service:

  • It will not work if your mobile number is not registered in IOB
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work

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