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IPPB UPI PIN - Create & Reset

IPPB provides UPI (Unified Payments Interface) service using which you can quickly and easily access your IPPB accounts on your mobile and perform financial transactions. IPPB UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.


But to perform transactions via IPPB UPI you have to create a secure banking PIN called as the IPPB UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.


To generate IPPB UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your India Post Payments Bank UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your IPPB account.


You can perform following types of transactions after creating IPPB UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your IPPB UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your IPPB account. One SMS will be sent from your phone to verify your mobile number
  3. Select IPPB for BHIM registration
  4. All your bank accounts will be registered and activated for IPPB BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from IPPB for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with IPPB and you can now use it to perform financial transactions on your mobile

After this your India Post Payments Bank UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create IPPB UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each IPPB account

If you have more than one account with India Post Payments Bank then you have to generate a separate UPI PIN for each account. This ensures that your IPPB BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of India Post Payments Bank UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of IPPB BHIM PIN. Without entering your IPPB UPI PIN no transaction can go through. This ensures your IPPB account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your India Post Payments Bank UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with IPPB. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your India Post Payments Bank BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your IPPB BHIM PIN you have to use your new PIN while performing transactions.

Benefits of UPI PIN

There are many benefits to using IPPB UPI PIN services such as:

Time saving: Using our mobile app you can create your own IPPB UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your IPPB BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: India Post Payments Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your IPPB account.

UPI PIN security

IPPB UPI PIN service is fully secured in following ways:

  1. UPI registration for your IPPB accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use India Post Payments Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your IPPB UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • You can use IPPB UPI services on all days, including Saturday and Sunday
  • IPPB BHIM can be used at night as well
  • As banking is very crucial, you can use IPPB UPI facility even on bank holidays and public holidays
  • You can use IPPB BHIM services throughout the year

Eligibility for using UPI PIN Creation Service

To use IPPB UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with IPPB
  • Your mobile number should be registered with IPPB
  • You should have a atm/debit card associated with your India Post Payments Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the restrictions in IPPB generate UPI PIN service:

  • Your mobile number must be registered with IPPB
  • It requires an active IPPB atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per India Post Payments Bank account are allowed under UPI facility

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