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IDFC Change UPI PIN

IDFC UPI (Unified Payments Interface) services enables you to easily operate your IDFC account and perform financial transactions. This helps you do all your banking work online and save a lot of time which otherwise would go in visiting the branches and ATMs. IDFC UPI is an online service which can be used 24x7 for performing any type of financial transaction.


But as per IDFC UPI policies, you have to create a UPI PIN for performing any transaction. Once you create IDFC Bank UPI PIN if for some reason you want to change your PIN then you can do it online using our mobile app. Our simple to use mobile app allows you to change IDFC UPI PIN online and quickly.


After downloading our app and linking your IDFC account, select Change UPI PIN, enter your existing UPI PIN and then enter new PIN that you want to set. Your IDFC Bank UPI PIN will be changed and registered in IDFC so you can perform financial transactions using your new IDFC Bank UPI PIN.


You can perform following types of transactions after resetting your UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to change your IDFC UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your IDFC account
  3. Select IDFC for BHIM registration
  4. All your IDFC accounts will be registered and activated for BHIM services
  5. Select Change IDFC Bank UPI PIN option
  6. Enter your current UPI PIN
  7. Enter new UPI PIN you want to set
  8. Confirm UPI PIN again
  9. Your new UPI PIN will be registered with IDFC and you can now use your new UPI PIN to perform financial transactions on your mobile

Using this simple online process you have changed your UPI PIN and can immediately start using your new IDFC Bank BHIM PIN to perform banking transactions like account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Change UPI PIN Service Features


Change IDFC UPI PIN online

Instead of visiting IDFC branch or ATM, you can easily change UPI PIN online. Our easy to use mobile app enables you to change your PIN from the comfort of your home and completely online.

24x7 service

IDFC change UPI PIN service is available 24x7 and you can use the facility to change IDFC Bank UPI PIN whenever you need. This ensures that whenever required you can easily change your PIN and keep your accounts 100% secure.

Mandatory for each transaction

As per IDFC UPI policy, using IDFC Bank UPI PIN is mandatory during each transaction. Doing so ensures that whenever you are performing any transaction from your IDFC account, you use your UPI PIN to authenticate yourself. Without your authorization transaction will not be processed. This keeps your IDFC account completely safe.

Reset UPI PIN

If you have forgotten your existing PIN and want to reset it to a new PIN then you can easily do so online via our mobile app. Using this facility, you can easily reset UPI PIN and create a new UPI that you want to set.

Benefits of Online Change UPI PIN Service

There are many benefits to using IDFC Change UPI PIN services such as:

Time saving: By using online service for changing IDFC UPI PIN you can save a lot of time as the entire process of changing the PIN for your IDFC account can be done online. There is no need to visit IDFC branch or ATM for changing your IDFC BHIM PIN.

Security: All IDFC Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct PIN.

Multi Purpose: You can use multiple services under IDFC UPI such as account balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your IDFC account.

Security of Change UPI PIN Service

100% security for IDFC UPI PIN Change service is ensured in the following ways:

  1. UPI registration for your IDFC accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using IDFC Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of financial transactions you have to use your IDFC UPI PIN. Transaction will not be successful until you use your correct PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Change Services Timing

  • As banking is extremely crucial in day to day life, IDFC UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of IDFC BHIM is that you can use it at night as well
  • For your convenience, the UPI facility is available even on bank holidays and public holidays
  • The BHIM services are available throughout the year

Eligibility for using UPI PIN Change Service

To use IDFC Change UPI PIN service you have to meet the following requirements:

  • You should have a savings or current account with IDFC
  • Your mobile number should be registered with IDFC Bank
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Change Service

Following are the restrictions in IDFC Change UPI PIN service:

  • Your mobile number must be registered with IDFC
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per IDFC Bank account are allowed under UPI facility

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