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IDFC Change UPI PIN

As a IDFC customer you can avail of IDFC UPI (Unified Payments Interface) services which helps you perform all financial transactions on your mobile instead of visiting the branches and ATMs. This helps you save a lot of time as all transactions can be directly performed on your mobile.


But as per IDFC UPI regulations, you have to create your own IDFC UPI PIN first before initiating any transaction. After creating your own UPI PIN due to some reason you want to change your PIN then you can easily do so using our mobile app. On our app you can quickly change your existing IDFC Bank UPI PIN and create a new one.


All you have to do is download our app, link your IDFC accounts and then choose Change UPI PIN. After verifying your existing PIN you can enter new UPI PIN that you want to set and your IDFC Bank UPI PIN will be changed and updated with your bank.


You can perform following types of transactions after changing UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to change your IDFC UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your IDFC account
  3. Select IDFC for BHIM registration
  4. All your IDFC accounts will be registered and activated for BHIM services
  5. Select Change IDFC Bank UPI PIN option
  6. Enter your current UPI PIN
  7. Enter new UPI PIN you want to set
  8. Confirm UPI PIN again
  9. Your new UPI PIN will be registered with IDFC and you can now use your new UPI PIN to perform financial transactions on your mobile

Using this simple online process you have changed your UPI PIN and can immediately start using your new IDFC Bank BHIM PIN to perform banking transactions like account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN Change Service


Change IDFC UPI PIN online

Instead of visiting IDFC branch or ATM, you can easily change UPI PIN online. Our easy to use mobile app enables you to change your PIN from the comfort of your home and completely online.

24x7 service

IDFC change UPI PIN service is available 24x7 and you can use the facility to change IDFC Bank UPI PIN whenever you need. This ensures that whenever required you can easily change your PIN and keep your accounts 100% secure.

Mandatory for each transaction

As per IDFC UPI policy, using IDFC Bank UPI PIN is mandatory during each transaction. Doing so ensures that whenever you are performing any transaction from your IDFC account, you use your UPI PIN to authenticate yourself. Without your authorization transaction will not be processed. This keeps your IDFC account completely safe.

Reset UPI PIN

If you have forgotten your existing PIN and want to reset it to a new PIN then you can easily do so online via our mobile app. Using this facility, you can easily reset UPI PIN and create a new UPI that you want to set.

Online UPI PIN Change Service Benefits

One can enjoy multiple benefits from IDFC UPI PIN Change service:

Time saving: You can save a lot of time by using online change IDFC UPI PIN facility as the entire process of changing IDFC BHIM PIN is completely online and can be performed 24x7. You don’t have to visit the branch or ATM for changing your UPI PIN.

Security: All IDFC UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct PIN.

Multi Purpose: By using IDFC Bank UPI facility you can perform a number of transactions like account balance check, fund transfer, recharge, bill payment, etc. This helps you perform all banking transactions in one single place, thereby helping you easily manage your IDFC account.

UPI PIN Change Service Security

100% security for IDFC UPI PIN Change service is ensured in the following ways:

  1. UPI registration for your IDFC accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using IDFC Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of financial transactions you have to use your IDFC UPI PIN. Transaction will not be successful until you use your correct PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of Change UPI PIN Service

  • You can use IDFC UPI services on all days, including Saturday and Sunday
  • IDFC BHIM can be used at night as well
  • As banking is very crucial, you can use the UPI facility even on bank holidays and public holidays
  • You can use the BHIM services throughout the year

Eligibility for using UPI PIN Change Service

To use IDFC Change UPI PIN service you have to meet the following requirements:

  • You should have a savings or current account with IDFC
  • Your mobile number should be registered with IDFC Bank
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Change UPI PIN Service Limitations

Please keep in mind the following limitations of IDFC UPI PIN Change service:

  • It will not work if your mobile number is not registered with IDFC
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per IDFC Bank account under UPI facility

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