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IDBI Credit Card Payment

Online IDBI credit card payment facility is being offered by IDBI to all its customers who want to easily and quickly pay their monthly credit card bills. The online IDBI credit card bill payment service enables you to pay your outstanding credit card bill directly from your bank account.


There are multiple benefits of using online service but the most important one is about saving time. By using this online credit card payment service you can easily pay your monthly IDBI credit card bill online instead of writing a cheque and submitting the same in the branch or ATM. This helps you save a lot of time as you can pay the credit card bill easily on your mobile. You just have to download our mobile app and can immediately pay your credit card bill.


For making bill payment you can use your bank account. We support more than 150 banks in India whose bank account you can use to pay your IDBI Bank credit card bill. You do not need to have a bank account with IDBI for credit card payment. You can pay your bill from any bank account.


Once you pay your credit card bill, you will receive an SMS and email communication from IDBI confirming your bill payment.


Features of online credit card bill payment facility:
  1. Immediate payment of IDBI Bank credit card bill online
  2. Use any bank account to make a payment towards your IDBI credit card bill. We support more than 150 banks whose account you can use for bill payment
  3. All IDBI credit card types including Classic, Platinum, Signature, etc. supported for credit card payment
  4. All card schemes including Visa, MasterCard, American Express, Diners Club and RuPay supported for credit card payment
  5. Instant confirmation of bill payment
  6. You can pay IDBI credit card bill of upto Rs. 1,00,000 at a time. If your bill amount is more then you can initiate multiple credit card bill payment transactions
  7. You can pay your bill 24x7, 365 days a year
  8. IDBI credit card payment service works on all Saturdays, Sundays and even bank & public holidays
  9. Instantly receive SMS from IDBI Bank once bill payment is done

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How to pay IDBI credit card bill online:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your bank account
  3. Select banks where you hold savings or current account
  4. All your bank accounts will be registered
  5. Generate a secure banking PIN for your bank account
  6. Select Credit Card bill payment
  7. Select IDBI as Credit Card bank
  8. Enter your credit card number
  9. Enter credit card bill amount
  10. Choose bank account from where you would like to pay
  11. Enter your banking PIN
  12. Money will be debited from your bank account and your IDBI Bank credit card bill will be paid immediately
  13. You’ll get SMS from IDBI about your credit card payment

Online IDBI credit card payment is a very simple process and you can immediately start using it to pay your bills.

Features of IDBI Credit Card Payment service


Online payment of credit card bill

Instead of writing a cheque and submitting it in IDBI branch or ATM, you can use the online IDBI credit card payment facility to pay your monthly credit card bill. This service works online and you don’t have to go anywhere. Using our app on your mobile, you can easily pay your bills online.

Instant payment confirmation

If you pay your IDBI Bank credit card bill by cheque it will take upto 3 days for the bill to get settled. Due to this you have to plan and pay your bill much before the due date. But by using the IDBI credit card payment facility online you can pay your bills instantly from your bank account.

Pay bill from your bank account

Online bill payment service enables you to pay your bill from any bank account. You don’t need to have an account with IDBI for paying their credit card bill. We support more than 150 banks in India and you can use any account to pay your IDBI credit card bill.

All card types and card schemes supported

All IDBI card types such as Classic, Platinum, Signature, etc. are supported for credit card bill payment. We also support all card schemes such as Visa, MasterCard, American Express, Diners Club and RuPay for bill payment.

High transaction limit

Using our app, you can pay IDBI Bank credit card bill up to Rs. 1,00,000 per transaction. If your bill amount is higher then you can make multiple transactions.

24x7 service

Online IDBI credit card payment service can be used 24x7 throughout the year. Using this facility you can pay your monthly bill whenever you want.

IDBI Credit Card Bill Payment Service benefits

Online IDBI Credit Card Bill Payment service provides many benefits such as:

Time saving: Instead of writing a cheque and submitting it in the branch or ATM, you can use online IDBI credit card bill payment facility to pay your monthly credit card bills. This facility helps you pay your bill instantly compared to 3 days required in case of cheque payment.

Easy access: Online IDBI Bank credit card payment service is available 24x7, meaning you can access it whenever you want to pay your credit card bill.

Security: The bill payment service is 100% safe and secure. All payments are made only from your bank accounts.

Multi Purpose: By using the online payment facility, you can not only pay IDBI credit card bills, but also transfer funds to your friends or family, recharge your mobile / DTH, pay electricity / gas bill, buy insurance, book fixed deposit, buy mutual fund, etc.

Online Credit Card Payment Security

100% security for IDBI credit card payment service is ensured in the following manner:

  1. Your bank accounts are linked to your mobile number and can be added only in your phone. No one else can add your bank accounts
  2. For doing transactions, you have to create a secure banking PIN using your bank debit card
  3. Only by using this secure banking PIN can you pay your IDBI credit card bill. You cannot pay your bill without this PIN
  4. For further security, you can set an app password so that no one can even open the app without your knowledge
  5. For enhanced security, you can set a PIN or pattern lock for your phone so that no one can open your mobile without your knowledge

Timing of Credit Card Payment Service

  • You can use IDBI credit card payment service on all days, including Saturday and Sunday
  • You can use the service at night as well
  • The service works on bank holidays and public holidays also
  • One can use the bank’s credit card bill payment service throughout the year

Online Credit Card Bill Payment service Eligibility

To use IDBI credit card bill payment service you have to meet the following requirements:

  • You should have a savings or current account with IDBI
  • Your mobile number should be registered with IDBI
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of Online Balance Check Service

Please keep in mind the following limitations of online credit card payment service:

  • Without your mobile number being registered in your bank account, it will not work
  • It will not work if you do not have an Android or iPhone mobile phone
  • It will not work if you do not have an active internet connection

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