ICICI UPI PIN - Create & Reset

ICICI UPI (Unified Payments Interface) facility provides an easy and quick way to access your ICICI account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create ICICI UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your ICICI account.

ICICI UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your ICICI Bank UPI PIN and start performing transactions from your bank account.

After generating your ICICI UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your ICICI UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your ICICI account. One SMS will be sent from your phone to verify your mobile number
  3. Select ICICI for BHIM registration
  4. All your bank accounts will be registered and activated for ICICI BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from ICICI for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with ICICI and you can now use it to perform financial transactions on your mobile

After this your ICICI Bank UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create ICICI UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each ICICI account

If you have more than one account with ICICI Bank then you have to generate a separate UPI PIN for each account. This ensures that your ICICI BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of ICICI Bank UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of ICICI BHIM PIN. Without entering your ICICI UPI PIN no transaction can go through. This ensures your ICICI account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your ICICI Bank UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with ICICI. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your ICICI Bank BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your ICICI BHIM PIN you have to use your new PIN while performing transactions.

Benefits of UPI PIN

Following are the benefits of using ICICI UPI PIN service:

Saving Time: You can save a lot of time by generating ICICI UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All ICICI UPI transactions are 100% secure due to linking of your account on your mobile number and your ICICI Bank UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect ICICI BHIM PIN then your transactions will fail.

Multi Purpose: ICICI Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your ICICI account.

Security of UPI PIN

ICICI UPI PIN service is fully secured in following ways:

  1. UPI registration for your ICICI accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use ICICI Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your ICICI UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • ICICI UPI services are available on all days, including Saturday and Sunday
  • Advantage of ICICI BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use ICICI UPI facility even on bank holidays and public holidays
  • ICICI BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

To use ICICI UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with ICICI
  • Your mobile number should be registered with ICICI
  • You should have a atm/debit card associated with your ICICI Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of ICICI UPI PIN creation service:

  • It will not work if your mobile number is not registered in ICICI
  • You cannot use it if you don’t have a ICICI atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per ICICI Bank account under UPI facility

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