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ICICI UPI PIN - Create & Reset

ICICI provides UPI (Unified Payments Interface) service using which you can quickly and easily access your ICICI accounts on your mobile and perform financial transactions. ICICI UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.


But to perform transactions via ICICI UPI you have to create a secure banking PIN called as the ICICI UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.


To generate ICICI UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your ICICI Bank UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your ICICI account.


You can perform following types of transactions after creating ICICI UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your ICICI UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your ICICI account. One SMS will be sent from your phone to verify your mobile number
  3. Select ICICI for BHIM registration
  4. All your bank accounts will be registered and activated for ICICI BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from ICICI for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with ICICI and you can now use it to perform financial transactions on your mobile

After this your ICICI Bank UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create ICICI UPI PIN online

Using our mobile app, you can easily create ICICI UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own ICICI BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your ICICI Bank accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of ICICI UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without ICICI BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your ICICI account remains 100% secure.

Easily recreate ICICI UPI PIN if you forget your old PIN

In case you forget your old ICICI Bank UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change ICICI UPI PIN

If you want to change your ICICI Bank BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your ICICI account and you can use the new UPI PIN for performing financial transactions.

Benefits of UPI PIN

Following are the benefits of using ICICI UPI PIN service:

Saving Time: You can save a lot of time by generating ICICI UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All ICICI UPI transactions are 100% secure due to linking of your account on your mobile number and your ICICI Bank UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect ICICI BHIM PIN then your transactions will fail.

Multi Purpose: ICICI Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your ICICI account.

UPI PIN security

ICICI UPI PIN service is fully secured in the following ways:

  1. UPI registration for your ICICI accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using ICICI Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use ICICI Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • ICICI UPI services are available on all days, including Saturday and Sunday
  • Advantage of ICICI BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use ICICI UPI facility even on bank holidays and public holidays
  • ICICI BHIM services can be availed throughout the year

UPI PIN Generation Service Eligibility

In order to use ICICI UPI PIN generation service you must meet the following requirements:

  • A savings or current account with ICICI
  • Mobile number should be registered with ICICI
  • ATM/Debit Card associated with your ICICI Bank account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of ICICI UPI PIN creation service:

  • It will not work if your mobile number is not registered in ICICI
  • You cannot use it if you don’t have a ICICI atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per ICICI Bank account under UPI facility

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