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Fino UPI PIN - Create & Reset

Fino UPI (Unified Payments Interface) facility is designed to help Fino customers easily and safely perform financial transactions on their mobile. Hence after registering for Fino UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Fino account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Fino account. This PIN is called as the Fino UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Fino UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Fino Payments Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Fino UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Fino UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Fino account. One SMS will be sent from your phone to verify your mobile number
  3. Select Fino for BHIM registration
  4. All your accounts will be registered and activated for Fino BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Fino for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Fino and you can now use it to perform financial transactions on your mobile

This completes the process for Fino UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Fino UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Fino account

If you have more than one account with Fino Payments Bank then you have to generate a separate UPI PIN for each account. This ensures that your Fino BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Fino Payments Bank UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Fino BHIM PIN. Without entering your Fino UPI PIN no transaction can go through. This ensures your Fino account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Fino Payments Bank UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Fino. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Fino Payments Bank BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Fino BHIM PIN you have to use your new PIN while performing transactions.

Benefits of UPI PIN

There are many benefits to using Fino UPI PIN services such as:

Time saving: Using our mobile app you can create your own Fino UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Fino BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Fino Payments Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Fino account.

Security of UPI PIN

100% security for Fino UPI PIN service is ensured in the following ways:

  1. UPI registration for your Fino accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Fino Payments Bank BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Fino UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • You can use Fino UPI services on all days, including Saturday and Sunday
  • Fino BHIM can be used at night as well
  • As banking is very crucial, you can use Fino UPI facility even on bank holidays and public holidays
  • You can use Fino BHIM services throughout the year

UPI PIN Generation Service Eligibility

To use Fino UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Fino
  • Your mobile number should be registered with Fino
  • You should have a atm/debit card associated with your Fino Payments Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the limitations of Fino Create UPI PIN service:

  • It will only work if your mobile number is registered with Fino
  • It will not work without an active Fino atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Fino Payments Bank account under UPI facility

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