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Fino UPI PIN - Create & Reset

Fino UPI (Unified Payments Interface) facility is designed to help Fino customers easily and safely perform financial transactions on their mobile. Hence after registering for Fino UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Fino account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Fino account. This PIN is called as the Fino UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Fino UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Fino Payments Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Fino UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Fino UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Fino account. One SMS will be sent from your phone to verify your mobile number
  3. Select Fino for BHIM registration
  4. All your accounts will be registered and activated for Fino BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Fino for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Fino and you can now use it to perform financial transactions on your mobile

This completes the process for Fino UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Fino UPI PIN online

Using our mobile app, you can easily create Fino UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Fino BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your Fino Payments Bank accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Fino UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Fino BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Fino account remains 100% secure.

Easily recreate Fino UPI PIN if you forget your old PIN

In case you forget your old Fino Payments Bank UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Fino UPI PIN

If you want to change your Fino Payments Bank BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Fino account and you can use the new UPI PIN for performing financial transactions.

Benefits of UPI PIN

One can enjoy multiple benefits from Fino UPI PIN service:

Time saving: As Fino UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own Fino BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your Fino UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect Fino BHIM PIN then your transactions will fail.

Multi Purpose: Fino Payments Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Fino account.

Security of UPI PIN

100% security for Fino UPI PIN service is ensured in the following ways:

  1. UPI registration for your Fino accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Fino Payments Bank BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Fino UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • Fino UPI services are available on all days, including Saturday and Sunday
  • Advantage of Fino BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Fino UPI facility even on bank holidays and public holidays
  • Fino BHIM services can be availed throughout the year

UPI PIN Generation Service Eligibility

To use Fino UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Fino
  • Your mobile number should be registered with Fino
  • You should have a atm/debit card associated with your Fino Payments Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the restrictions in Fino generate UPI PIN service:

  • Your mobile number must be registered with Fino
  • It requires an active Fino atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per Fino Payments Bank account are allowed under UPI facility

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