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Equitas UPI PIN - Create & Reset

Equitas UPI (Unified Payments Interface) facility is designed to help Equitas customers easily and safely perform financial transactions on their mobile. Hence after registering for Equitas UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.

To keep your Equitas account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Equitas account. This PIN is called as the Equitas UPI PIN and it helps you easily and safely perform financial transactions from your bank account.

Equitas UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Equitas Small Finance Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.

Equitas UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Equitas UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Equitas account. One SMS will be sent from your phone to verify your mobile number
  3. Select Equitas for BHIM registration
  4. All your bank accounts will be registered and activated for Equitas BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Equitas for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Equitas and you can now use it to perform financial transactions on your mobile

After this your Equitas Small Finance Bank UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create Equitas UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Equitas account

For customers who have multiple accounts with Equitas Small Finance Bank, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Equitas BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Equitas Small Finance Bank UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Equitas account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Equitas Small Finance Bank UPI PIN and may want to generate a new Equitas BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Equitas BHIM PIN then you can use our mobile app for instantly changing your Equitas Small Finance Bank UPI PIN. Your new PIN will be immediately registered in your Equitas account and you can use it for performing financial transactions.

UPI PIN Benefits

Following are the benefits of using Equitas UPI PIN service:

Saving Time: You can save a lot of time by generating Equitas UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Equitas UPI transactions are 100% secure due to linking of your account on your mobile number and your Equitas Small Finance Bank UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Equitas BHIM PIN then your transactions will fail.

Multi Purpose: Equitas Small Finance Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Equitas account.

Security of UPI PIN

Equitas UPI PIN service is fully secured in following ways:

  1. UPI registration for your Equitas accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Equitas Small Finance Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your Equitas UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • As banking is extremely crucial in day to day life, Equitas UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Equitas BHIM is that you can use it at night as well
  • For your convenience, Equitas UPI facility is available even on bank holidays and public holidays
  • Equitas BHIM services are available throughout the year

UPI PIN Generation Service Eligibility

To use Equitas UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Equitas
  • Your mobile number should be registered with Equitas
  • You should have a atm/debit card associated with your Equitas Small Finance Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Please keep in mind the following limitations of Equitas UPI PIN creation service:

  • It will not work if your mobile number is not registered in Equitas
  • You cannot use it if you don’t have a Equitas atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Equitas Small Finance Bank account under UPI facility

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