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Equitas UPI PIN - Create & Reset

Equitas UPI (Unified Payments Interface) facility provides an easy and quick way to access your Equitas account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create Equitas UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your Equitas account.

Equitas UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your Equitas Small Finance Bank UPI PIN and start performing transactions from your bank account.

After generating your Equitas UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Equitas UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Equitas account. One SMS will be sent from your phone to verify your mobile number
  3. Select Equitas for BHIM registration
  4. All your bank accounts will be registered and activated for Equitas BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Equitas for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Equitas and you can now use it to perform financial transactions on your mobile

After this your Equitas Small Finance Bank UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create Equitas UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Equitas account

For customers who have multiple accounts with Equitas Small Finance Bank, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Equitas BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Equitas Small Finance Bank UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Equitas account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Equitas Small Finance Bank UPI PIN and may want to generate a new Equitas BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Equitas BHIM PIN then you can use our mobile app for instantly changing your Equitas Small Finance Bank UPI PIN. Your new PIN will be immediately registered in your Equitas account and you can use it for performing financial transactions.

Benefits of UPI PIN

One can enjoy multiple benefits from Equitas UPI PIN service:

Time saving: As Equitas UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own Equitas BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your Equitas UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect Equitas BHIM PIN then your transactions will fail.

Multi Purpose: Equitas Small Finance Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Equitas account.

Security of UPI PIN

Equitas UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Equitas accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Equitas Small Finance Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Equitas Small Finance Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Equitas UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Equitas BHIM is that you can use it at night as well
  • For your convenience, Equitas UPI facility is available even on bank holidays and public holidays
  • Equitas BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

For using Equitas create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with Equitas
  • Your mobile number must be registered with Equitas
  • You must have a debit associated with your Equitas Small Finance Bank account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of Equitas UPI PIN creation service:

  • It will not work if your mobile number is not registered in Equitas
  • You cannot use it if you don’t have a Equitas atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Equitas Small Finance Bank account under UPI facility

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