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Equitas Mobile Banking

Equitas mobile banking services are very good option for customers so that all banking transactions can be performed directly on the mobile phone. You can do Equitas mobile banking registration online, without visiting bank branch or ATM. After activating it, you can perform all mobile banking transactions such as balance check, fund transfer, payments, etc. on your mobile phone.


To sign-up for Equitas mobile banking services, you don’t have to fill any registration form and submit in bank branch or ATM. Just download our app and you’ll be immediately registered for mobile banking services and can perform all banking transactions.


Cointab app offers following Equitas mobile banking features which can be accessed after registering:
  1. Online registration for mobile banking services
  2. Banking PIN generation online
  3. Account balance check online
  4. Fund transfer to anyone in India in real-time using bank account. Transfer upto Rs. 1,00,000 per day, 24x7. Even on weekends and holidays. No fees for online money transfer
  5. Online activation of Employee Provident Fund (EPF) account
  6. Check EPF balance & passbook
  7. Credit card bill payment
  8. Electricity bill payment
  9. Gas bill payment
  10. Mobile recharge & mobile post-paid bill payment
  11. DTH recharge
  12. Mediclaim (Health Insurance) premium payment
  13. Buy insurance
  14. View transaction history and transaction statement

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How to register & activate Equitas mobile banking:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Equitas account
  3. Select Equitas for bank account registration
  4. All your bank accounts registered with Equitas will be shown in the app
  5. Confirm accounts for mobile banking services
  6. All your accounts will be registered and activated for mobile banking
  7. Generate banking PIN using your debit card number (you have to use this PIN during each transaction)

After this your Equitas mobile banking registration process is complete and you can start performing banking transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of Online Banking


Account balance check

Equitas mobile banking services enables you to check your account balance anytime, anywhere. Just open our app, select your account and enter your secret PIN - you’ll be able to see your account balance immediately. This is a free service and works 24x7.

Fund transfer

Using Equitas mobile banking services you can easily transfer money to anyone in India in real-time. You can transfer upto Rs. 1,00,000 per day using bank account. The best part about this money transfer service is that it even works at night, on holidays and weekends. We support over 140 banks in India for fund transfer. There are no charges for doing fund transfer from your account.

Mobile & DTH recharge

Online banking services enables you to easily recharge your mobile phone or DTH account. We support all mobile operators like Vodafone, Jio, Idea, MTNL, etc. as well as all DTH providers such as Tata Sky, Sun TV, Dish TV, etc.

Bill payments of mobile, electricity, gas

Mobile banking services enables you to pay your utility bills such as mobile, electricity, gas, landline, broadband, water, etc. directly from your Equitas account. We support all utility providers in India and payments are made immediately from your bank account. After payment, bills are settled immediately and you’ll also get notification from your biller.

Credit card bill payment

Digital banking services enables you to pay credit card bill of any bank in India such as HDFC, SBI, ICICI, Axis, Kotak, Standard Chartered, Citi, American Express, etc. Credit card bill payment works in real-time and your bills are immediately settled from your Equitas account. After payment, you also get notification from your credit card bank about payment settlement.

Insurance buying and premium payment

Using our app you can buy new insurance as well as make payment for existing insurance policies. You can directly buy or renew insurance policies from your bank account.

Donate money

Donating money is a good deed. Using digital banking services you can also donate money to noble causes such as CRY, Save The Children, Indian Army Welfare Fund, Tata Memorial Hospital, etc.

View transaction statement

When one performs so many types of transactions via Equitas mobile banking services, it is important to keep a track on transactions hence in the app you will be able to view all your transactions.

Check EPF balance and EPF passbook

If you are depositing money in your EPF account on a monthly basis but are unsure of how much balance is there in your EPF account then our app provides this feature wherein you can activate your Employee Provident Fund account online and immediately see available balance & passbook.

Benefits of Digital Banking

There are many benefits to using Equitas mobile banking services such as:

Time saving: You can save a lot of time by not going to Equitas branch or ATM and can instead perform all banking transactions on your mobile

Cost saving: There are no fees for using digital mobile banking services and all transactions can be performed without any charges.

Security: All online banking transactions are 100% secure due to linking of your account on your mobile number and your banking PIN

Multi Purpose: You can use the app for performing multiple banking and financial transactions

Security of Digital Banking

Equitas mobile banking services are fully secured in following ways:

  1. Your Equitas accounts are linked to your mobile number and can be added only in your phone
  2. You need to use your Equitas Small Finance Bank debit card to create your banking PIN
  3. To perform mobile banking transactions you have to use your banking PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of Online Banking

  • Equitas mobile banking services can be used on all days, including Saturday and Sunday
  • You can use the services works at night as well
  • It also works on bank holidays and public holidays

Eligibility

For using Equitas mobile banking services you have to meet the following requirements

  • You must have a savings or current account with Equitas
  • Your mobile number must be registered with Equitas Small Finance Bank
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Banking Services limitations

Following are the restrictions in Equitas mobile banking services:

  • Your mobile number must be registered in Equitas
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per Equitas Small Finance Bank account are allowed

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