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Equitas Mobile Banking

Equitas mobile banking services can be availed by you if you have a bank account with them. Equitas mobile banking registration will help you perform all banking transactions on your mobile phone without going to a branch or ATM. After activating your Equitas mobile banking online you’ll be able to use all banking services such as check balance, fund transfer, payments, etc. on your mobile phone.


Earlier you had to visit a branch or ATM to sign-up for mobile banking, but now you can do so directly using our mobile app. After downloading our mobile app, you can immediately register for Equitas Small Finance Bank mobile banking and start performing all banking transactions on your mobile.


Register and activate mobile banking services on the app to use the following features:
  1. Register for mobile banking online
  2. Easily generate banking PIN online
  3. Quickly check bank account balance of your bank account
  4. Transfer money to anyone in India in real-time using your bank account. Transfer upto Rs. 1,00,000 per day, 24x7. Even on weekends and holidays. No fees for online money transfer
  5. Activate Employee Provident Fund (EPF) account online
  6. Check EPF balance & passbook
  7. Anytime mobile recharge & mobile post-paid bill payment
  8. Recharge your DTH account
  9. Pay electricity bill
  10. Pay gas bill
  11. Pay credit card bill
  12. Mediclaim (Health Insurance) premium payment
  13. Buy insurance
  14. View transaction history and transaction statement

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How to register & activate Equitas mobile banking:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Equitas account
  3. Select Equitas for bank account registration
  4. All your bank accounts registered with Equitas will be shown in the app
  5. Confirm accounts for mobile banking services
  6. All your accounts will be registered and activated for mobile banking
  7. Generate banking PIN using your debit card number (you have to use this PIN during each transaction)

After this your Equitas mobile banking registration process is complete and you can start performing banking transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of Online Banking


Bank balance check

You can use Equitas mobile banking services to check your account balance anytime, anywhere without visiting bank branch or ATM. In the app select Balance Check option and you’ll be able to see your account balance immediately. You can perform check balance free of cost any number of time.

Transfer money

Using mobile banking services you can easily transfer money to anyone in India in real-time. Fund transfer service works 24x7 (even during bank holidays and weekends) and enables you to transfer upto Rs. 1,00,000 per day. There are no fees for doing fund transfer and we support more than 140 banks in India.

Mobile & DTH recharge

You can use online banking services to easily recharge your mobile phone or DTH account. All mobile operators like Vodafone, Jio, Idea, MTNL, etc. as well as all DTH providers such as Tata Sky, Sun TV, Dish TV, etc. are supported and you can immediately recharge your account from your bank account.

Mobile, electricity, gas bill payment

Digital banking services enables you to pay your utility bills such as mobile, gas, broadband, electricity, landline, water, etc. directly from your bank account. All utility providers in India are supported and payments are made immediately from your Equitas account. After payment, bills are settled immediately and you’ll also get notification from your biller.

Credit card bill payment

You can use Equitas Small Finance Bank mobile banking services to pay credit card bill of any bank in India such as SBI, HDFC, Kotak, Citi, ICICI, Axis, Standard Chartered, American Express, etc. Credit card bill payment works in real-time and your bills are immediately settled from your bank account. On the completion of payment, you also get notification from your credit card bank about payment settlement.

Insurance buying and premium payment

Online banking enables you to buy new insurance and make payment for existing insurance policies. You can directly buy or renew insurance policies from your bank account.

Donate money

Using digital banking services you can donate money to good causes such as CRY, Save The Children, Indian Army Welfare Fund, Tata Memorial Hospital, etc. All donations are made directly from your bank account.

View transaction statement

Using our app when you perform so many types of transactions via Equitas Small Finance Bank mobile banking services, it is important to keep a track on transactions hence in the app you will be able to view all your transactions.

Check Employee provident fund passbook

Most salaried employees have an EPF account where they deposit money on a monthly basis but they are unsure of how much balance is there in their EPF account. Our app provides this feature wherein you can activate your Employee Provident Fund account online and immediately see available balance & passbook.

Online Banking Service Benefits

There are many benefits to using Equitas mobile banking services such as:

Time saving: You can save a lot of time by not going to Equitas branch or ATM and can instead perform all banking transactions on your mobile

Cost saving: There are no fees for using digital mobile banking services and all transactions can be performed without any charges.

Security: All online banking transactions are 100% secure due to linking of your account on your mobile number and your banking PIN

Multi Purpose: You can use the app for performing multiple banking and financial transactions

Banking Services Security

100% security for Equitas mobile banking services:

  1. Bank accounts are linked to mobile numbers hence only you can add your Equitas account on your phone
  2. Before performing transactions you have generate a banking PIN. This PIN you have to create using your Equitas Small Finance Bank debit card
  3. To keep your account safe you have to use banking PIN during each transaction
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Digital Banking Services Timing

  • Equitas mobile banking services works on all days, including Saturday and Sunday
  • The services works at night as well
  • It also works on bank holidays and public holidays

Eligibility

To use Equitas mobile banking services you have to meet the following requirements:

  • You should have a savings or current account with Equitas
  • Your mobile number should be registered with Equitas Small Finance Bank
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of Mobile Banking

Following are the limitations of Equitas mobile banking services:

  • It will only work if your mobile number is registered in Equitas
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Equitas Small Finance Bank account

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