Dhanlaxmi Bank Logo

Dhanlaxmi Bank UPI PIN - Create & Reset

Dhanlaxmi Bank UPI (Unified Payments Interface) facility is designed to help Dhanlaxmi Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Dhanlaxmi Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Dhanlaxmi Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Dhanlaxmi Bank account. This PIN is called as the Dhanlaxmi Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Dhanlaxmi Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Dhanlaxmi UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Dhanlaxmi Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

Download App For


How to create and reset your Dhanlaxmi Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Dhanlaxmi Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Dhanlaxmi Bank for BHIM registration
  4. All your accounts will be registered and activated for Dhanlaxmi Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Dhanlaxmi Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Dhanlaxmi Bank and you can now use it to perform financial transactions on your mobile

This completes the process for Dhanlaxmi Bank UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Dhanlaxmi Bank UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Dhanlaxmi Bank account

If you have more than one account with Dhanlaxmi then you have to generate a separate UPI PIN for each account. This ensures that your Dhanlaxmi Bank BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Dhanlaxmi UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Dhanlaxmi Bank BHIM PIN. Without entering your Dhanlaxmi Bank UPI PIN no transaction can go through. This ensures your Dhanlaxmi Bank account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Dhanlaxmi UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Dhanlaxmi Bank. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Dhanlaxmi BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Dhanlaxmi Bank BHIM PIN you have to use your new PIN while performing transactions.

Benefits of UPI PIN

Following are the benefits of using Dhanlaxmi Bank UPI PIN service:

Saving Time: You can save a lot of time by generating Dhanlaxmi Bank UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Dhanlaxmi Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your Dhanlaxmi UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Dhanlaxmi Bank BHIM PIN then your transactions will fail.

Multi Purpose: Dhanlaxmi UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Dhanlaxmi Bank account.

UPI PIN security

Dhanlaxmi Bank UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Dhanlaxmi Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Dhanlaxmi BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Dhanlaxmi UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • Dhanlaxmi Bank UPI services are available on all days, including Saturday and Sunday
  • Advantage of Dhanlaxmi Bank BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Dhanlaxmi Bank UPI facility even on bank holidays and public holidays
  • Dhanlaxmi Bank BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

For using Dhanlaxmi Bank create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with Dhanlaxmi Bank
  • Your mobile number must be registered with Dhanlaxmi Bank
  • You must have a debit associated with your Dhanlaxmi account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the limitations of Dhanlaxmi Bank Create UPI PIN service:

  • It will only work if your mobile number is registered with Dhanlaxmi Bank
  • It will not work without an active Dhanlaxmi Bank atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Dhanlaxmi account under UPI facility

Download App For