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Dhanlaxmi Bank UPI PIN - Create & Reset

Dhanlaxmi Bank UPI (Unified Payments Interface) facility is designed to help Dhanlaxmi Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Dhanlaxmi Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Dhanlaxmi Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Dhanlaxmi Bank account. This PIN is called as the Dhanlaxmi Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Dhanlaxmi Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Dhanlaxmi UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Dhanlaxmi Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Dhanlaxmi Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Dhanlaxmi Bank account
  3. Select Dhanlaxmi Bank for BHIM registration
  4. All your accounts will be registered and activated for Dhanlaxmi Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Dhanlaxmi Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Dhanlaxmi Bank and you can now use it to perform financial transactions on your mobile

After this step your Dhanlaxmi UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Dhanlaxmi Bank UPI PIN online

Using our mobile app, you can easily create Dhanlaxmi Bank UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Dhanlaxmi Bank BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your Dhanlaxmi accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Dhanlaxmi Bank UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Dhanlaxmi Bank BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Dhanlaxmi Bank account remains 100% secure.

Easily recreate Dhanlaxmi Bank UPI PIN if you forget your old PIN

In case you forget your old Dhanlaxmi UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Dhanlaxmi Bank UPI PIN

If you want to change your Dhanlaxmi BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Dhanlaxmi Bank account and you can use the new UPI PIN for performing financial transactions.

UPI PIN Benefits

There are many benefits to using Dhanlaxmi Bank UPI PIN services such as:

Time saving: Using our mobile app you can create your own Dhanlaxmi Bank UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Dhanlaxmi Bank BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Dhanlaxmi UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Dhanlaxmi Bank account.

UPI PIN security

100% security for Dhanlaxmi Bank UPI PIN service is ensured in the following ways:

  1. UPI registration for your Dhanlaxmi Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Dhanlaxmi BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Dhanlaxmi Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Dhanlaxmi Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Dhanlaxmi Bank BHIM is that you can use it at night as well
  • For your convenience, Dhanlaxmi Bank UPI facility is available even on bank holidays and public holidays
  • Dhanlaxmi Bank BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Dhanlaxmi Bank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Dhanlaxmi Bank
  • Mobile number should be registered with Dhanlaxmi Bank
  • ATM/Debit Card associated with your Dhanlaxmi account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of Dhanlaxmi Bank UPI PIN creation service:

  • It will not work if your mobile number is not registered in Dhanlaxmi Bank
  • You cannot use it if you don’t have a Dhanlaxmi Bank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Dhanlaxmi account under UPI facility

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