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Cosmos Bank UPI PIN - Create & Reset

Cosmos Bank UPI (Unified Payments Interface) facility is designed to help Cosmos Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Cosmos Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.

To keep your Cosmos Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Cosmos Bank account. This PIN is called as the Cosmos Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.

Cosmos Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Cosmos UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.

Cosmos Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Cosmos Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Cosmos Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Cosmos Bank for BHIM registration
  4. All your accounts will be registered and activated for Cosmos Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Cosmos Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Cosmos Bank and you can now use it to perform financial transactions on your mobile

This completes the process for Cosmos Bank UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create Cosmos Bank UPI PIN online

Using our mobile app, you can easily create Cosmos Bank UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Cosmos Bank BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your Cosmos accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Cosmos Bank UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Cosmos Bank BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Cosmos Bank account remains 100% secure.

Easily recreate Cosmos Bank UPI PIN if you forget your old PIN

In case you forget your old Cosmos UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Cosmos Bank UPI PIN

If you want to change your Cosmos BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Cosmos Bank account and you can use the new UPI PIN for performing financial transactions.

Benefits of UPI PIN

There are many benefits to using Cosmos Bank UPI PIN services such as:

Time saving: Using our mobile app you can create your own Cosmos Bank UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Cosmos Bank BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Cosmos UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Cosmos Bank account.

Security of UPI PIN

Cosmos Bank UPI PIN service is fully secured in following ways:

  1. UPI registration for your Cosmos Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Cosmos BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your Cosmos Bank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • You can use Cosmos Bank UPI services on all days, including Saturday and Sunday
  • Cosmos Bank BHIM can be used at night as well
  • As banking is very crucial, you can use Cosmos Bank UPI facility even on bank holidays and public holidays
  • You can use Cosmos Bank BHIM services throughout the year

UPI PIN Generation Service Eligibility

To use Cosmos Bank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Cosmos Bank
  • Your mobile number should be registered with Cosmos Bank
  • You should have a atm/debit card associated with your Cosmos account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the limitations of Cosmos Bank Create UPI PIN service:

  • It will only work if your mobile number is registered with Cosmos Bank
  • It will not work without an active Cosmos Bank atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Cosmos account under UPI facility

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