Cosmos Bank Logo

Cosmos Bank UPI PIN - Create & Reset

Cosmos Bank provides UPI (Unified Payments Interface) service using which you can quickly and easily access your Cosmos Bank accounts on your mobile and perform financial transactions. Cosmos Bank UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.

But to perform transactions via Cosmos Bank UPI you have to create a secure banking PIN called as the Cosmos Bank UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.

To generate Cosmos Bank UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Cosmos UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your Cosmos Bank account.

You can perform following types of transactions after creating Cosmos Bank UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

Download App For

How to create your Cosmos Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Cosmos Bank account
  3. Select Cosmos Bank for BHIM registration
  4. All your accounts will be registered and activated for Cosmos Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Cosmos Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Cosmos Bank and you can now use it to perform financial transactions on your mobile

After this step your Cosmos UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN

Create Cosmos Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Cosmos Bank account

For customers who have multiple accounts with Cosmos, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Cosmos Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Cosmos UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Cosmos Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Cosmos UPI PIN and may want to generate a new Cosmos Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Cosmos Bank BHIM PIN then you can use our mobile app for instantly changing your Cosmos UPI PIN. Your new PIN will be immediately registered in your Cosmos Bank account and you can use it for performing financial transactions.

Benefits of UPI PIN

Following are the benefits of using Cosmos Bank UPI PIN service:

Saving Time: You can save a lot of time by generating Cosmos Bank UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Cosmos Bank UPI transactions are 100% secure due to linking of your account on your mobile number and your Cosmos UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Cosmos Bank BHIM PIN then your transactions will fail.

Multi Purpose: Cosmos UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Cosmos Bank account.

Security of UPI PIN

Cosmos Bank UPI PIN service is fully secured in following ways:

  1. UPI registration for your Cosmos Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Cosmos BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your Cosmos Bank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • Cosmos Bank UPI services are available on all days, including Saturday and Sunday
  • Advantage of Cosmos Bank BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Cosmos Bank UPI facility even on bank holidays and public holidays
  • Cosmos Bank BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

To use Cosmos Bank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Cosmos Bank
  • Your mobile number should be registered with Cosmos Bank
  • You should have a atm/debit card associated with your Cosmos account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Please keep in mind the following limitations of Cosmos Bank UPI PIN creation service:

  • It will not work if your mobile number is not registered in Cosmos Bank
  • You cannot use it if you don’t have a Cosmos Bank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Cosmos account under UPI facility

Download App For