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CUB UPI PIN - Create & Reset

CUB UPI (Unified Payments Interface) facility is designed to help CUB customers easily and safely perform financial transactions on their mobile. Hence after registering for CUB UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your CUB account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your CUB account. This PIN is called as the CUB UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


CUB UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your City Union Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


CUB UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your CUB UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your CUB account. One SMS will be sent from your phone to verify your mobile number
  3. Select CUB for BHIM registration
  4. All your accounts will be registered and activated for CUB BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from CUB for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with CUB and you can now use it to perform financial transactions on your mobile

This completes the process for CUB UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create CUB UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each CUB account

If you have more than one account with City Union Bank then you have to generate a separate UPI PIN for each account. This ensures that your CUB BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of City Union Bank UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of CUB BHIM PIN. Without entering your CUB UPI PIN no transaction can go through. This ensures your CUB account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your City Union Bank UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with CUB. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your City Union Bank BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your CUB BHIM PIN you have to use your new PIN while performing transactions.

UPI PIN Benefits

There are many benefits to using CUB UPI PIN services such as:

Time saving: Using our mobile app you can create your own CUB UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your CUB BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: City Union Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your CUB account.

Security of UPI PIN

CUB UPI PIN service is fully secured in the following ways:

  1. UPI registration for your CUB accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using City Union Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use City Union Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • As banking is extremely crucial in day to day life, CUB UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of CUB BHIM is that you can use it at night as well
  • For your convenience, CUB UPI facility is available even on bank holidays and public holidays
  • CUB BHIM services are available throughout the year

UPI PIN Generation Service Eligibility

For using CUB create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with CUB
  • Your mobile number must be registered with CUB
  • You must have a debit associated with your City Union Bank account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of CUB UPI PIN creation service:

  • It will not work if your mobile number is not registered in CUB
  • You cannot use it if you don’t have a CUB atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per City Union Bank account under UPI facility

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