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Citibank UPI PIN - Create & Reset

Citibank provides UPI (Unified Payments Interface) service using which you can quickly and easily access your Citibank accounts on your mobile and perform financial transactions. Citibank UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.

But to perform transactions via Citibank UPI you have to create a secure banking PIN called as the Citibank UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.

To generate Citibank UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Citi UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your Citibank account.

You can perform following types of transactions after creating Citibank UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Citibank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Citibank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Citibank for BHIM registration
  4. All your bank accounts will be registered and activated for Citibank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Citibank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Citibank and you can now use it to perform financial transactions on your mobile

After this your Citi UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN

Create Citibank UPI PIN online

Using our mobile app, you can easily create Citibank UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Citibank BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your Citi accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Citibank UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Citibank BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Citibank account remains 100% secure.

Easily recreate Citibank UPI PIN if you forget your old PIN

In case you forget your old Citi UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Citibank UPI PIN

If you want to change your Citi BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Citibank account and you can use the new UPI PIN for performing financial transactions.

UPI PIN Benefits

One can enjoy multiple benefits from Citibank UPI PIN service:

Time saving: As Citibank UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own Citibank BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your Citibank UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect Citibank BHIM PIN then your transactions will fail.

Multi Purpose: Citi UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Citibank account.

UPI PIN security

Citibank UPI PIN service is fully secured in following ways:

  1. UPI registration for your Citibank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use Citi BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your Citibank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • Citibank UPI services are available on all days, including Saturday and Sunday
  • Advantage of Citibank BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Citibank UPI facility even on bank holidays and public holidays
  • Citibank BHIM services can be availed throughout the year

UPI PIN Generation Service Eligibility

In order to use Citibank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Citibank
  • Mobile number should be registered with Citibank
  • ATM/Debit Card associated with your Citi account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Please keep in mind the following limitations of Citibank UPI PIN creation service:

  • It will not work if your mobile number is not registered in Citibank
  • You cannot use it if you don’t have a Citibank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Citi account under UPI facility

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