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Citibank UPI PIN - Create & Reset

Citibank UPI (Unified Payments Interface) facility provides an easy and quick way to access your Citibank account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create Citibank UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your Citibank account.

Citibank UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your Citi UPI PIN and start performing transactions from your bank account.

After generating your Citibank UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Citibank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Citibank account
  3. Select Citibank for BHIM registration
  4. All your accounts will be registered and activated for Citibank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Citibank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Citibank and you can now use it to perform financial transactions on your mobile

After this step your Citi UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create Citibank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Citibank account

For customers who have multiple accounts with Citi, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Citibank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Citi UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Citibank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Citi UPI PIN and may want to generate a new Citibank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Citibank BHIM PIN then you can use our mobile app for instantly changing your Citi UPI PIN. Your new PIN will be immediately registered in your Citibank account and you can use it for performing financial transactions.

Benefits of UPI PIN

One can enjoy multiple benefits from Citibank UPI PIN service:

Time saving: As Citibank UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own Citibank BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your Citibank UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect Citibank BHIM PIN then your transactions will fail.

Multi Purpose: Citi UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Citibank account.

UPI PIN security

100% security for Citibank UPI PIN service is ensured in the following ways:

  1. UPI registration for your Citibank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Citi BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Citibank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Citibank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Citibank BHIM is that you can use it at night as well
  • For your convenience, Citibank UPI facility is available even on bank holidays and public holidays
  • Citibank BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

To use Citibank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Citibank
  • Your mobile number should be registered with Citibank
  • You should have a atm/debit card associated with your Citi account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Please keep in mind the following limitations of Citibank UPI PIN creation service:

  • It will not work if your mobile number is not registered in Citibank
  • You cannot use it if you don’t have a Citibank atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per Citi account under UPI facility

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