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Central Bank of India UPI PIN - Create & Reset

Central Bank of India provides UPI (Unified Payments Interface) service using which you can quickly and easily access your Central Bank of India accounts on your mobile and perform financial transactions. Central Bank of India UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.


But to perform transactions via Central Bank of India UPI you have to create a secure banking PIN called as the Central Bank of India UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.


To generate Central Bank of India UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your CBI UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your Central Bank of India account.


You can perform following types of transactions after creating Central Bank of India UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Central Bank of India UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Central Bank of India account. One SMS will be sent from your phone to verify your mobile number
  3. Select Central Bank of India for BHIM registration
  4. All your bank accounts will be registered and activated for Central Bank of India BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Central Bank of India for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Central Bank of India and you can now use it to perform financial transactions on your mobile

After this your CBI UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Central Bank of India UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Central Bank of India account

For customers who have multiple accounts with CBI, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Central Bank of India BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of CBI UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Central Bank of India account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your CBI UPI PIN and may want to generate a new Central Bank of India BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Central Bank of India BHIM PIN then you can use our mobile app for instantly changing your CBI UPI PIN. Your new PIN will be immediately registered in your Central Bank of India account and you can use it for performing financial transactions.

Benefits of UPI PIN

Following are the benefits of using Central Bank of India UPI PIN service:

Saving Time: You can save a lot of time by generating Central Bank of India UPI PIN on mobile using our app instead of visiting the branch or ATM. This helps you quickly create your own UPI PIN on your mobile and then you can instantly start performing transactions using UPI.

Security: All Central Bank of India UPI transactions are 100% secure due to linking of your account on your mobile number and your CBI UPI PIN. Transactions become successful only if you enter your correct UPI PIN. If you enter incorrect Central Bank of India BHIM PIN then your transactions will fail.

Multi Purpose: CBI UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Central Bank of India account.

Security of UPI PIN

100% security for Central Bank of India UPI PIN service is ensured in the following ways:

  1. UPI registration for your Central Bank of India accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using CBI BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Central Bank of India UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • Central Bank of India UPI services are available on all days, including Saturday and Sunday
  • Advantage of Central Bank of India BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Central Bank of India UPI facility even on bank holidays and public holidays
  • Central Bank of India BHIM services can be availed throughout the year

UPI PIN Generation Service Eligibility

For using Central Bank of India create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with Central Bank of India
  • Your mobile number must be registered with Central Bank of India
  • You must have a debit associated with your CBI account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the restrictions in Central Bank of India generate UPI PIN service:

  • Your mobile number must be registered with Central Bank of India
  • It requires an active Central Bank of India atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per CBI account are allowed under UPI facility

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