Baroda Gujarat Gramin Bank Logo

Baroda Gujarat Gramin Bank UPI PIN - Create & Reset

Baroda Gujarat Gramin Bank UPI (Unified Payments Interface) facility provides an easy and quick way to access your Baroda Gujarat Gramin Bank account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create Baroda Gujarat Gramin Bank UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your Baroda Gujarat Gramin Bank account.


Baroda Gujarat Gramin Bank UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your BGGB UPI PIN and start performing transactions from your bank account.


After generating your Baroda Gujarat Gramin Bank UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

Download App For


How to create your Baroda Gujarat Gramin Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Baroda Gujarat Gramin Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Baroda Gujarat Gramin Bank for BHIM registration
  4. All your bank accounts will be registered and activated for Baroda Gujarat Gramin Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Baroda Gujarat Gramin Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Baroda Gujarat Gramin Bank and you can now use it to perform financial transactions on your mobile

After this your BGGB UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Baroda Gujarat Gramin Bank UPI PIN online

Using our mobile app, you can easily create Baroda Gujarat Gramin Bank UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Baroda Gujarat Gramin Bank BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your BGGB accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Baroda Gujarat Gramin Bank UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Baroda Gujarat Gramin Bank BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Baroda Gujarat Gramin Bank account remains 100% secure.

Easily recreate Baroda Gujarat Gramin Bank UPI PIN if you forget your old PIN

In case you forget your old BGGB UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Baroda Gujarat Gramin Bank UPI PIN

If you want to change your BGGB BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Baroda Gujarat Gramin Bank account and you can use the new UPI PIN for performing financial transactions.

UPI PIN Benefits

One can enjoy multiple benefits from Baroda Gujarat Gramin Bank UPI PIN service:

Time saving: As Baroda Gujarat Gramin Bank UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own Baroda Gujarat Gramin Bank BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your Baroda Gujarat Gramin Bank UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect Baroda Gujarat Gramin Bank BHIM PIN then your transactions will fail.

Multi Purpose: BGGB UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Baroda Gujarat Gramin Bank account.

Security of UPI PIN

100% security for Baroda Gujarat Gramin Bank UPI PIN service is ensured in the following ways:

  1. UPI registration for your Baroda Gujarat Gramin Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using BGGB BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Baroda Gujarat Gramin Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • Baroda Gujarat Gramin Bank UPI services are available on all days, including Saturday and Sunday
  • Advantage of Baroda Gujarat Gramin Bank BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Baroda Gujarat Gramin Bank UPI facility even on bank holidays and public holidays
  • Baroda Gujarat Gramin Bank BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Baroda Gujarat Gramin Bank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Baroda Gujarat Gramin Bank
  • Mobile number should be registered with Baroda Gujarat Gramin Bank
  • ATM/Debit Card associated with your BGGB account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the restrictions in Baroda Gujarat Gramin Bank generate UPI PIN service:

  • Your mobile number must be registered with Baroda Gujarat Gramin Bank
  • It requires an active Baroda Gujarat Gramin Bank atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per BGGB account are allowed under UPI facility

Download App For