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Bank of Maharashtra UPI PIN - Create & Reset

Bank of Maharashtra provides UPI (Unified Payments Interface) service using which you can quickly and easily access your Bank of Maharashtra accounts on your mobile and perform financial transactions. Bank of Maharashtra UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.


But to perform transactions via Bank of Maharashtra UPI you have to create a secure banking PIN called as the Bank of Maharashtra UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.


To generate Bank of Maharashtra UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Bank of Maharashtra UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your Bank of Maharashtra account.


You can perform following types of transactions after creating Bank of Maharashtra UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Bank of Maharashtra UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Bank of Maharashtra account. One SMS will be sent from your phone to verify your mobile number
  3. Select Bank of Maharashtra for BHIM registration
  4. All your bank accounts will be registered and activated for Bank of Maharashtra BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Bank of Maharashtra for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Bank of Maharashtra and you can now use it to perform financial transactions on your mobile

After this your Bank of Maharashtra UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Bank of Maharashtra UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Bank of Maharashtra account

If you have more than one account with Bank of Maharashtra then you have to generate a separate UPI PIN for each account. This ensures that your Bank of Maharashtra BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Bank of Maharashtra UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Bank of Maharashtra BHIM PIN. Without entering your Bank of Maharashtra UPI PIN no transaction can go through. This ensures your Bank of Maharashtra account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Bank of Maharashtra UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Bank of Maharashtra. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Bank of Maharashtra BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Bank of Maharashtra BHIM PIN you have to use your new PIN while performing transactions.

UPI PIN Benefits

There are many benefits to using Bank of Maharashtra UPI PIN services such as:

Time saving: Using our mobile app you can create your own Bank of Maharashtra UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Bank of Maharashtra BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Bank of Maharashtra UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Bank of Maharashtra account.

UPI PIN security

Bank of Maharashtra UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Bank of Maharashtra accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Bank of Maharashtra BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Bank of Maharashtra UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • Bank of Maharashtra UPI services are available on all days, including Saturday and Sunday
  • Advantage of Bank of Maharashtra BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Bank of Maharashtra UPI facility even on bank holidays and public holidays
  • Bank of Maharashtra BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Bank of Maharashtra UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Bank of Maharashtra
  • Mobile number should be registered with Bank of Maharashtra
  • ATM/Debit Card associated with your Bank of Maharashtra account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the limitations of Bank of Maharashtra Create UPI PIN service:

  • It will only work if your mobile number is registered with Bank of Maharashtra
  • It will not work without an active Bank of Maharashtra atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Bank of Maharashtra account under UPI facility

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