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Bank of India UPI PIN - Create & Reset

Bank of India UPI (Unified Payments Interface) facility is designed to help Bank of India customers easily and safely perform financial transactions on their mobile. Hence after registering for Bank of India UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Bank of India account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Bank of India account. This PIN is called as the Bank of India UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Bank of India UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your BOI UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Bank of India UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Bank of India UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Bank of India account
  3. Select Bank of India for BHIM registration
  4. All your accounts will be registered and activated for Bank of India BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Bank of India for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Bank of India and you can now use it to perform financial transactions on your mobile

After this step your BOI UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Bank of India UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Bank of India account

For customers who have multiple accounts with BOI, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Bank of India BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of BOI UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Bank of India account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your BOI UPI PIN and may want to generate a new Bank of India BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Bank of India BHIM PIN then you can use our mobile app for instantly changing your BOI UPI PIN. Your new PIN will be immediately registered in your Bank of India account and you can use it for performing financial transactions.

UPI PIN Benefits

There are many benefits to using Bank of India UPI PIN services such as:

Time saving: Using our mobile app you can create your own Bank of India UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Bank of India BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: BOI UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Bank of India account.

UPI PIN security

100% security for Bank of India UPI PIN service is ensured in the following ways:

  1. UPI registration for your Bank of India accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using BOI BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Bank of India UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • Bank of India UPI services are available on all days, including Saturday and Sunday
  • Advantage of Bank of India BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Bank of India UPI facility even on bank holidays and public holidays
  • Bank of India BHIM services can be availed throughout the year

UPI PIN Generation Service Eligibility

In order to use Bank of India UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Bank of India
  • Mobile number should be registered with Bank of India
  • ATM/Debit Card associated with your BOI account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the restrictions in Bank of India generate UPI PIN service:

  • Your mobile number must be registered with Bank of India
  • It requires an active Bank of India atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per BOI account are allowed under UPI facility

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