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Bank of Baroda UPI PIN - Create & Reset

Bank of Baroda UPI (Unified Payments Interface) facility is designed to help Bank of Baroda customers easily and safely perform financial transactions on their mobile. Hence after registering for Bank of Baroda UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Bank of Baroda account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Bank of Baroda account. This PIN is called as the Bank of Baroda UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Bank of Baroda UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your BOB UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Bank of Baroda UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Bank of Baroda UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Bank of Baroda account. One SMS will be sent from your phone to verify your mobile number
  3. Select Bank of Baroda for BHIM registration
  4. All your accounts will be registered and activated for Bank of Baroda BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Bank of Baroda for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Bank of Baroda and you can now use it to perform financial transactions on your mobile

This completes the process for Bank of Baroda UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Bank of Baroda UPI PIN online

Using our mobile app, you can easily create Bank of Baroda UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Bank of Baroda BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your BOB accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Bank of Baroda UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Bank of Baroda BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Bank of Baroda account remains 100% secure.

Easily recreate Bank of Baroda UPI PIN if you forget your old PIN

In case you forget your old BOB UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Bank of Baroda UPI PIN

If you want to change your BOB BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Bank of Baroda account and you can use the new UPI PIN for performing financial transactions.

UPI PIN Benefits

There are many benefits to using Bank of Baroda UPI PIN services such as:

Time saving: Using our mobile app you can create your own Bank of Baroda UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Bank of Baroda BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: BOB UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Bank of Baroda account.

Security of UPI PIN

Bank of Baroda UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Bank of Baroda accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using BOB BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use BOB UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • You can use Bank of Baroda UPI services on all days, including Saturday and Sunday
  • Bank of Baroda BHIM can be used at night as well
  • As banking is very crucial, you can use Bank of Baroda UPI facility even on bank holidays and public holidays
  • You can use Bank of Baroda BHIM services throughout the year

UPI PIN Generation Service Eligibility

To use Bank of Baroda UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Bank of Baroda
  • Your mobile number should be registered with Bank of Baroda
  • You should have a atm/debit card associated with your BOB account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the limitations of Bank of Baroda Create UPI PIN service:

  • It will only work if your mobile number is registered with Bank of Baroda
  • It will not work without an active Bank of Baroda atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per BOB account under UPI facility

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