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Bank of Baroda Fund Transfer

All customers of Bank of Baroda can use their online fund transfer service. The online Bank of Baroda transfer money service helps customers of the bank to transfer money from their account to anyone in India. Bank of Baroda fund transfer service works on mobile phones so that you can easily transfer money from your account to beneficiary’s account in real-time.


Online Bank of Baroda transfer money service saves you a lot of time as you don’t have to write a cheque and money can be transferred online. As the entire transfer process works online, you don’t have to submit cheque to beneficiary and they will receive credit in their bank account in real-time. Using Bank of Baroda fund transfer service is extremely simple. Just download our app and register your Bank of Baroda accounts. After that you can generate a secure banking PIN and use it to transfer funds to anyone in India from your BOB accounts.


Online fund transfer service by Bank of Baroda also lets you transfer funds without adding beneficiaries so that you save time and can transfer money as and when required. All transactions performed via our app are 100% safe and secure. Bank of Baroda will send you an SMS as soon as the transaction is processed. Similarly, the beneficiary will receive an SMS from their bank confirming the credit.


Bank of Baroda transfer money service features:
  1. Real-time fund transfer from Bank of Baroda account online
  2. Without adding beneficiary transfer funds
  3. Own account fund transfer for transferring money between your own Bank of Baroda accounts
  4. Own account fund transfer across banks supported so you can transfer funds from your Bank of Baroda account to account held with any other bank in India
  5. Use fund transfer service 24x7, 365 days a year
  6. Online transfer money facility can be used even on all Saturdays, Sundays, bank holidays and public holidays
  7. You can transfer money to any bank in India
  8. Transfer upto Rs. 1,00,000 per day from your account. This is the maximum limit as set by your bank
  9. Upto 10 transfers per day allowed from your account. This is the maximum limit as set by BOB
  10. No charges for using online Bank of Baroda money transfer service
  11. Bank will send an SMS as soon as funds are transferred
  12. Beneficiary will also receive an SMS from their bank, confirming the fund transfer
  13. For transferring funds in real-time from your BOB account to beneficiary’s account, BHIM UPI is used

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How to transfer money from Bank of Baroda account online:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Bank of Baroda account
  3. For bank account registration, select Bank of Baroda
  4. All your Bank of Baroda accounts will be registered and activated for mobile banking
  5. Generate BOB banking PIN
  6. Select Transfer Money
  7. Enter beneficiary’s name
  8. Enter beneficiary’s bank account number & IFSC code
  9. Enter amount
  10. Enter your banking PIN (which you generated in the previous step)
  11. Money will be debited from your Bank of Baroda account and credited in recipient’s bank account in real-time
  12. You’ll get an SMS from BOB about the transaction. Recipient will also receive an SMS from their bank

Online transfer of money from your Bank of Baroda account is a very simple and quick process and you can use the transfer money service whenever required. Please keep in mind that the maximum transfer limit is Rs. 1,00,000 per day and 10 transactions per day.

Features of Online Money Transfer Service


Money transfer from bank account to anyone in India in real-time

Online Bank of Baroda money transfer service enables you to do fund transfer from your account to anyone in India in real-time. It is not necessary for the beneficiary to have an account with Bank of Baroda. They can have accounts with any bank in India and you can still do fund transfer in real-time.

Without adding beneficiary transfer money

Typically for online fund transfers you have to register and activate beneficiaries. But using our app you can do quick fund transfer without adding beneficiaries. For initiating fund transfer you only require beneficiary’s account number and IFSC code.

Fund transfer to Self account

One major advantage of online Bank of Baroda transfer money service is that you can transfer funds between your own accounts easily. If you have multiple accounts with the bank then you can easily transfer funds from one account to another. In fact even if you have accounts with other banks you can transfer money from BOB account to other bank accounts.

BHIM UPI ID transfer money

Using online Bank of Baroda transfer money service you can even transfer money to beneficiary’s BHIM UPI ID. This helps you transfer money without requesting for beneficiary’s bank account number & IFSC code. Once you transfer money, it will be credited in the beneficiary’s bank account which is linked with their BHIM UPI ID. Fund transfer is done in real-time.

Transfer money to mobile number

Using our app you can even transfer money to your friends and family via their mobile number without requesting for their bank account number & IFSC code or BHIM UPI ID. Their bank account which is linked to their mobile number in our app will get credited in real-time after you transfer money to them.

Transaction limit

Transfer limit is upto 10 transfers on a daily basis, upto a total of Rs. 1,00,000. This is the transfer limit as set by BOB.

Zero fees for using online money transfer service

Bank of Baroda offers online money transfer service for free of cost so that you don’t have to pay any charge for transferring money from your bank account to any account in India.

24x7 service

Online money transfer service is available 24x7 so that whenever required you can do fund transfer in real-time. This helps you do money transfers without visiting the branch or ATM. This service also works on weekends, bank holidays and public holidays.

Benefits of online transfer money service


Time saving: You can save a lot of time by using online Bank of Baroda transfer money service instead of visiting the branch or ATM or writing a cheque. You can use it to transfer money to beneficiary in real-time.

Easy access: Money transfer service is available online 24x7, 365 days a year so you can use it whenever required.

Cost saving: Bank of Baroda provides online fund transfer service to its customers free of cost hence there are no charges for transactions you perform.

Security: All BOB mobile banking transactions are 100% secure due to linking of your account on your mobile number and your banking PIN

Multi Purpose: You can not only use BOB money transfer service to transfer money to beneficiary, but also to recharge your mobile / DTH, pay electricity / gas / credit card bill, buy insurance, book fixed deposit, buy mutual fund, etc.

Bank of Baroda Online Money Transfer security

Bank of Baroda Online Money Transfer is fully secured in the following ways:

  1. Bank of Baroda UPI registration for your bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use BOB UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of Bank of Baroda Online Transfer Money

  • As banking is extremely crucial in day to day life, Bank of Baroda UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of BHIM is that you can use it at night as well
  • For your convenience, UPI facility is available even on bank holidays and public holidays
  • BHIM services are available throughout the year

Eligibility conditions for using Online Money Transfer Service

In order to use Bank of Baroda Online Money Transfer service you must meet the following requirements:

  • A savings or current account with Bank of Baroda
  • Mobile number should be registered with your bank
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Online Transfer Money Service Limitations

Following are the restrictions in Bank of Baroda online transfer money service:

  • Your mobile number must be registered in Bank of Baroda
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per bank account
  • Transfer upto 10 time per day per bank account

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