How To Add Bank Accounts?

1. Go to Accounts page
2. Click Add Bank Account button
3. Select all banks where you hold accounts
4. All accounts linked to your mobile number will be fetched and added to your profile

How To Generate UPI PIN for Any Bank Account?

1. Go To Accounts page
2. Click on an account for which you want to generate UPI PIN
3. Enter your debit/ ATM card’s last 6-digits and expiry date (MM/YY format)
4. You will now receive OTP from your bank
5. Enter OTP
6. Enter UPI PIN that you want to set
7. Confirm UPI PIN
8. UPI PIN will be registered in your bank account

How To Generate UPI PIN for State Bank of India?

1. Go To Accounts page
2. Click on State Bank of India account for which you want to generate UPI PIN
3. Enter your debit/ ATM card’s last 6-digits and expiry date (MM/YY format). If your card does not have expiry date then enter 01 as month (MM) and 49 as year (YY)
4. You will now receive OTP from State Bank
5. Enter OTP
6. Enter UPI PIN that you want to set
7. Confirm UPI PIN
8. UPI PIN will be registered in your bank account

How To Change UPI PIN For Any Bank Account?

1. Go To Accounts page
2. Click on an account for which you want to change UPI PIN
3. Enter current UPI PIN
4. Enter new UPI PIN that you want to set
5. Confirm new UPI PIN
6. New UPI PIN will be registered in your bank account

How To Check Account Balance of Any Bank Account?

1. Go To Balance page
2. Click on an account for which you want to check account balance
3. Enter UPI PIN
4. Your bank account balance will be displayed on the screen

How To Transfer Money To Friends And Family?

1. Go To Transfer page
2. Choose one of your friend/ family member in Contacts section (only those phone contacts will be displayed who have registered for Cointab)
3. Choose bank account from which you want to make a payment
4. Enter amount to transfer
5. Enter description
6. Click Transfer Money button
7. Enter UPI PIN
8. Money will be debited from your bank account and credited into recipient’s bank account in real-time

How To Transfer Money To Bank Account Number?

1. Go to Transfer page
2. Go to Account section
3. Enter beneficiary’s name
4. Enter beneficiary’s bank account number
5. Enter beneficiary’s bank branch IFSC code
6. Click Submit button
7. Confirm beneficiary’s details again
8. Choose bank account from which you want to make a payment
9. Enter amount to transfer
10. Enter description
11. Enter UPI PIN
12. Money will be debited from your bank account and credited into recipient’s bank account in real-time