On Cointab, you can add multiple accounts from 90+ banks in India
(including Savings and Current accounts). The only requirement is that the mobile number that you
use for registering on Cointab should be same as the one registered with your bank. This ensures,
only you can add your bank account on your phone and not someone else.
As Cointab is based on Unified Payments Interface, you can add bank account of any bank which is part of NPCI UPI network.
List of Supported Banks
UPI PIN is a secret 4 or 6 digit number which you need to create to operate your bank account. Think
of it like an ATM PIN. As you can only perform ATM transaction after entering your ATM PIN, you have
to enter your UPI PIN during each transaction on Cointab application. This is mandated for security
purpose. As no transaction can go through without verifying this UPI PIN, your bank account is
Also, we do not read or store your UPI PIN. Each time you enter UPI PIN on Cointab, it is automatically encrypted on your device and then sent to your bank where it is decrypted and verified. No one apart from your bank can decrypt it.
Generate UPI PIN
On Cointab, you can easily check your bank account balance. Just choose your account and enter UPI
PIN - we'll fetch your account balance from your bank in real-time and display it on your screen. No
more going to ATM to just check balance!
Also, to ensure your privacy we do not store your bank account balance anywhere in our system or share it with anyone else. Your bank account balance is for your your eyes only.
Check bank account balance
With Cointab, you can easily transfer money to your friends and family in real-time directly from
your bank account. Just choose your contact, enter amount & UPI PIN, and you are done! Money will be
debited from your bank account and credited into recipient's bank account in real-time.
Its really as easy as sending a message!
Just the way you can transfer money to your friends and family, you can transfer money between your
own accounts as well. Just choose the account from which to debit and account into which to credit,
enter amount & UPI PIN and you are through - money will be transferred from one account to another
With this, you can now easily transfer your salary from your company-opened account to your personal account every month!
Almost everyone in India now has a bank account. With Cointab, you can easily transfer money to
anyone with a bank account. Just enter recipient's bank account number & IFSC, and money will be
debited from your bank account and credited into the recipient's bank account in
This is a super convenient way to transfer money to people who have not registered for Cointab.
Aadhaar has become a universal identity in India and most of the people have linked it with their
bank account. With Cointab, you can easily transfer money to an Aadhaar number. Just enter
recipient's Aadhaar number and money will be debited from your bank account and credited into the
bank account linked to the Aadhaar number in real-time.
With this there is no reason to use cash when transacting with people who use feature phones.
You can now easily pay your credit card bills directly from your bank account. We support all Indian
banks and all card types such as Visa, MasterCard, American Express, Diners Club and
Now no more writing cheques or using complex internet banking systems to pay credit card bills!
List of Supported Banks
You can now instantly recharge your prepaid mobile/ prepaid data card/ DTH accounts as well as pay
utility bills for postpaid mobile, postpaid data card, broadband, landline telephone, electricity,
gas, water, insurance, etc.
You'll also get auto reminder when your recharge plans are expiring or your bills are generated!
Recharge Bill Payment
Every month there is a deduction in salary on account of Employee Provident Fund. But we hardly know
how much is our total EPF balance.
But now using Cointab you can:
- Activate UAN (Universal Account Number)
- Check EPF balance
- View EPF passbook including monthly employee, employer & pension contributions
- Download EPF passbook
- View EPF profile
- View your service history
- Download UAN Card
- View total expected fund upon retirement
Employee Provident Fund
A simple, humble calculator is regularly needed to perform financial calculations. On Cointab, you
can use our calculator to:
- Check Loan Eligibility based on your salary
- Calculate monthly Loan EMI based on loan amount, interest, duration
- See how much wealth can be build with Mutual Funds & Systematic Investment Plans (SIP)
- Calculate Bank Fixed & Recurring Deposit Interest
- Simple & Compound Interest
We all have encountered situations where you have to pay a merchant but are short on cash and
merchant doesn't accept credit/ debit cards. With Cointab, you can directly transfer money to
merchant's mobile number or Payment Address or QR Code.
No more rushing to ATM before going shopping!
Whether it is to recover money from friends or requesting family to help-out before the next pay
cheque arrives again, it has always been a little difficult and awkward to request money from
someone. With Cointab, you can easily request money from your friends and family - they'll get a
notification on their phone and subsequently can transfer money into your bank account.
Feel free to use this feature, but do make it a point to pay back!
Banking has mostly been limited to English and just a few more languages. But on Cointab, you can
bank in 12 languages - English, Hindi, Marathi, Gujarati, Bengali, Punjabi, Oriya, Kannada,
Malayalam, Tamil, Telugu, and Assamese.
Now language is no longer a barrier in banking digitally.
Do good by donating money to noble causes. Using Cointab, you can donate money to multiple NGOs
including Indian Army, Tata Memorial Hospital, Narayan Seva Sansthan, CRY, Save The Children,