Cointab Bank Accounts

Add multiple bank accounts

On Cointab, you can add multiple accounts from different banks (including Savings and Current accounts). The only requirement is that the mobile number that you use for registering on Cointab should be same as the one registered with your bank. This ensures, only you can add your bank account on your phone and not someone else.

As Cointab is based on Unified Payments Interface, you can add bank account of any bank which is part of NPCI UPI network. Current list of supported banks include Airtel Payments Bank, Allahabad Bank, Andhra Bank, Apna Sahakari Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, Citibank, City Union Bank, Corporation Bank, DBS Bank, DCB Bank, Dena Bank, Equitas Small Finance Bank, Federal Bank, Gopinath Patil Parsik Janata Sahakari Bank, Gujarat State Bank, HDFC Bank, HSBC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Jammu and Kashmir Bank, Janata Sahakari Bank, Kalyan Janata Sahakari Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Lakshmi Vilas Bank, Maharashtra Grameen Bank, Mehsana Urban Bank, Oriental Bank of Commerce, Paytm Payments Bank, Punjab and Maharashtra Bank, Punjab and Sind Bank, Punjab National Bank, Rajkot Nagrik Sahakari Bank, RBL Bank, Saraswat Bank, South Indian Bank, Standard Chartered Bank, State Bank of India & Associated Banks, Syndicate Bank, Thane Bharat Sahakari Bank, Thane Janata Sahakari Bank, UCO Bank, Union Bank of India, United Bank of India, Vasai Vikas Bank, Vijaya Bank and Yes Bank.

UPI PIN for transaction authorization

UPI PIN is a secret 4 or 6 digit number which you need to create to operate your bank account. Think of it like an ATM PIN. As you can only perform ATM transaction after entering your ATM PIN, you have to enter your UPI PIN during each transaction on Cointab application. This is mandated for security purpose. As no transaction can go through without verifying this UPI PIN, your bank account is completely secure.

Also, we do not read or store your UPI PIN. Each time you enter UPI PIN on Cointab, it is automatically encrypted on your device and then sent to your bank where it is decrypted and verified. No one apart from your bank can decrypt it.

Cointab NPCI Common Library
Cointab Account Balance

Check bank account balance

On Cointab, you can easily check your bank account balance. Just choose your account and enter UPI PIN - we'll fetch your account balance from your bank in real-time and display it on your screen. No more going to ATM to just check balance!

Also, to ensure your privacy we do not store your bank account balance anywhere in our system or share it with anyone else. Your bank account balance is for your your eyes only.

Transfer money to friends and family

With Cointab, you can easily transfer money to your friends and family in real-time directly from your bank account. Just choose your contact, enter amount & UPI PIN, and you are done! Money will be debited from your bank account and credited into recipient's bank account in real-time.

Its really as easy as sending a WhatsApp!

Cointab Money Transfer
Cointab Self Account Money Transfer

Move money between your own accounts

Just the way you can transfer money to your friends and family, you can transfer money between your own accounts as well. Just choose the account from which to debit and account into which to credit, enter amount & UPI PIN and you are through - money will be transferred from one account to another in real-time.

With this, you can now easily transfer your salary from your company-opened account to your personal account every month!

Transfer money to an Account number

Almost everyone in India now has a bank account. With Cointab, you can easily transfer money to anyone with a bank account. Just enter recipient's bank account number & IFSC, and money will be debited from your bank account and credited into the recipient's bank account in real-time.

This is a super convenient way to transfer money to people who have not registered for Cointab.

Cointab Account IFSC Money Transfer
Cointab Aadhaar Money Transfer

Transfer money to an Aadhaar number

Aadhaar has become a universal identity in India and most of the people have linked it with their bank account. With Cointab, you can easily transfer money to an Aadhaar number. Just enter recipient's Aadhaar number and money will be debited from your bank account and credited into the bank account linked to the Aadhaar number in real-time.

With this there is no reason to use cash when transacting with people who use feature phones.

Pay merchants for everyday purchases

We all have encountered situations where you have to pay a merchant but are short on cash and merchant doesn't accept credit/ debit cards. With Cointab, you can directly transfer money to merchant's mobile number or Payment Address or QR Code.

No more rushing to ATM before going shopping!

Cointab Merchant Payment
Cointab Request Money

Request money from friends and family

Whether it is to recover money from friends or requesting family to help-out before the next pay cheque arrives again, it has always been a little difficult and awkward to request money from someone. With Cointab, you can easily request money from your friends and family - they'll get a notification on their phone and subsequently can transfer money into your bank account.

Feel free to use this feature, but do make it a point to pay back!

Bank in the language in which you are comfortable

Banking has mostly been limited to English and just a few more languages. But on Cointab, you can bank in 12 languages - English, Hindi, Marathi, Gujarati, Bengali, Punjabi, Oriya, Kannada, Malayalam, Tamil, Telugu, and Assamese.

Now language is no longer a barrier in banking digitally.

Cointab Choose Language
Cointab Recharge and Bill Payment

Recharge & Bill Payment

You can now instantly recharge your prepaid mobile/ prepaid data card/ DTH accounts as well as pay utility bills for postpaid mobile, postpaid data card, broadband, landline telephone, electricity, gas, water, insurance, etc.

You'll also get auto reminder when your recharge plans are expiring or your bills are generated!

Employee Provident Fund (EPF)

Check Provident Fund balance and view passbook by linking your Employee Provident Fund account. You can also verify your provident fund account details like date of joining, linked bank accounts, PAN, Aadhaar, etc.

Cointab EPF
Cointab Donate Money

Donate Money

Do good by donating money to noble causes. Using Cointab, you can donate money to multiple NGOs including Indian Army, Tata Memorial Hospital, Narayan Seva Sansthan, CRY, Save The Children, etc.